Locations and Hours

Hi! Hello! How are you? When you stop by an Innovations Branch, we’re definitely happy to see you. After all, it’s thanks to members like you that we’re here in the first place.

So, if you’ve had a bad day, maybe you should stop by an Innovations Branch for a dose of good cheer. You don’t even need to make a “financial transaction.” You can just stop by, grab a cup of coffee and check your email thanks to our free wireless Internet. We’ll say hello; you’ll say hello—and before you know it, your whole day becomes a little brighter.

Innovations is sparking change.
Sometimes, it's good to break with tradition. We thought one good way to set ourselves apart from the conventional is to do away with teller lines at most of our branches?to add a whole new level of personal service and convenience. Stop in and find out how.

You’ll find friendly faces at each of these Innovations Branches.

Panama City Beach Branch (Across from the Navy Base) 910 Thomas Drive Panama City Beach, Florida 32408 Hours (Monday - Friday) Lobby: Open between 9 a.m. and 5 p.m. Drive-up: Open between 8 a.m. and 5 p.m. Phone 850.233.4400		Downtown Panama City Branch (Just north of 6th Street) 625 Jenks Avenue Panama City, Florida 32401 Hours (Monday - Friday) Lobby: Open between 8 a.m. and 5:00 p.m. Phone 850.233.4400

Panama City Branch 700 West 23rd Street Panama City, Florida 32405 Hours (Monday - Friday) Lobby: Open between 9 a.m. and 5 p.m. Drive-up: Open between 8 a.m. and 5 p.m. Phone 850.233.4400		Lynn Haven Branch 2250 South Highway 77 Lynn Haven, Florida 32444 Hours (Monday - Friday) Lobby: Open between 9 a.m. and 5 p.m. Drive-up: Open between 8 a.m. and 5 p.m. Phone 850.233.4400

Callaway Branch (Located in the Galleria Shopping Plaza) 864 North Tyndall Parkway Panama City, Florida 32404 Hours (Monday - Friday) Lobby: Open between 8 a.m. and 5 p.m.

Keeping in touch couldn't be easier.
Click here to send us your questions or comments. We like getting email.

Feel like dropping us a line?

Here’s our mailing address:
P.O. Box 15529
Panama City, FL 32406-5529

Or, giving us a call?

Local: 850.233.4400
Out-of-Area: 800.291.6272
Audio Response Local: 850.233.4414
Audio Response Out-of-Area: 800.887.2634
Bill Pay: 877.542.0212

Facsimiles:

Accounting: 850.233.4433
Loans: 850.233.4444
Mortgages: 850.233.0510
Administration: 850.233.4445

To report lost or stolen cards:

For Innovations Visa® credit cards: 800.325.3678
For Innovations Visa® debit cards: 800.VISA.911
For Innovations ATM cards: 850.233.4400

Member NCUA Institution • sparkingchange.com

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