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Personal Account Access

Innovations Federal Credit Union offers Personal Account Access via the Internet to all account holders at no cost. This easy to use and convenient program allows you to review balances, check clearings, deposits and even loan payment history. You can transfer funds between your checking and savings and even make loan payments on your Innovations Federal Credit Union loans or credit cards. The Innovations FCU Personal Account Access system has a loan application, too! So when you're ready to apply for a loan, we've put an application right there to make applying for a loan really convenient.

All you need to use the Personal Account Access is your Innovations FCU account number and your six digit temporary pin issued to you at the time you established your account. If you were not issued a temporary PIN, you can set one up by contacting us at 850.233.4400. Follow the instructions to set up the PIN. Forgotten your PIN? Just give us a call and we'll take care of that, too. We'll get you online and enjoying the convenience of Personal Account Access with Innovations FCU.
Click here to access Personal Account

Bill Pay Access

Another Internet based system that Innovations Federal Credit Union offers at no cost is the Bill Pay system. This program provides the convenience of paying your bills online. No more stamps or envelopes or running to the post office. You can pay individual bills one at a time, set up recurring payments or schedule bills to be paid at a future date. This is a separate system from your Personal Account Access, so it requires a separate User ID and Password. If you'd like additional information about our Bill Pay system, you can give us a call at 1.877.542.0212. But to sign up, you'll need to go online. Simply click here to fill out the online application.
Click here to access Bill Pay

Credit Card Access

The Innovations Platinum Visa® Card is already a conveniently low-rate, no-fee credit card?and adding totally free online account access just makes it even better. Once you log on, you can easily check balances, pay your bill and view your payment history. It's a smart way to keep track of your Innovations credit card account.

It's easy to sign up, too. You'll need a User ID and a password (one that's separate from your Personal Account and Bill Pay Access). Once you've enrolled Click here to access Credit Card your current credit card online, you'll have access to your Innovations credit card account in no time.

Don't have an Innovations Visa® Platinum Card yet? Click here to find out more about a seriously great credit card.
Click here to access Credit Card