Free Online Banking from Innovations.
Once you start, everything just clicks into place.

Our FREE Online Banking service makes your financial world a better, more convenient place!

How? It does more, lots more. And it's easier to use. You asked. We listened. In the works for months, Innovations' Online Banking and Bill Pay services have been carefully designed to meet your needs.

We call it the Click Clique, and it's one "club" you're definitely going to want to join. Need to transfer funds between accounts? Click. And done. Need to set up recurring payments? Click. And done. Need to make a loan payment? Click. And done. Need to look at your credit card activity? Yep, just click. And done.

Innovations' Online Banking service has been completely updated and improved. And, of course, it's still FREE for our members.

If you were an Online Banking or Bill Pay user prior to August 10, 2010 and have not completed the transaction process, please call us at 877.853.6957 to receive a temporary passcode. Members who use Quickbooks®, Quicken®, Direct Connect or Web Connect please click here for detailed instructions on converting to our Online Banking system.

Make the switch online or in person.
It's just one more way we're sparking change.

If you are New to Innovations' Online Banking and Bill Pay or started using the service after August 10th, simply click here then select "enroll."

To view a quick tutorial on everything the Click Clique has to offer, visit our login page and click on "Demo." Of course, if you need help or you'd prefer to speak with an Online Banking/Bill Pay Concierge, call us at 877.853.6957. Someone will be available to walk you through the process and answer your questions 24/7.

We'll also have a special one-on-one concierge service available at each branch to walk you through the switching process and get you completely set up right there on the spot.

Here's some of what you'll be able to do, easily and conveniently:

• Sign on just once. Your User ID and Password will give you access to Online Banking, Bill Pay and Credit Card, making it a cinch to navigate between the three services.
  
   
• See your account history, transfer funds and make loan payments.
  
   
• Ability to see and print your e-Statements, and download your account information to your money management software.
  
   
• Get free e-Alerts allowing you to program a notice that will be sent to you via email when your account balance is getting low, overdrawn, below a certain dollar amount, checks cleared and more.
  
   
• Set up specific scheduled automatic payment dates for each payee. Instead of having to count the days from your last payment, now you just set it and forget it.
  
   
• Receive e-Bills and Bill Presentment from all payees that offer this service.
  
   
• Send secured messaging to the credit union with any questions or issues you may have.
  
   
• Dispute bills online.
  
   
• Do all this and more for FREE!

Member NCUA Institution • sparkingchange.com