Innovations Federal Credit Union


	Checking Who wants a checking account that’s ‘basic?’ Not you. At Innovations, we see the checking account as the dependable financial tool that it really is—and we think you deserve one that’s way above average. So we’ve combined the best of convenience with the best of free, free, and free. Innovations is sparking change. Overdraft protection comes with every Innovations Checking Account. So you can protect your credit history while avoiding the hefty insufficient funds fees the other banks charge. Open a checking account and you’ll start earning dividends right away. The rules are pretty straightforward from there: no per-check fees, no monthly service charges, and no minimum balance requirements. Nada. We’ll even give you a big helping of free online services, too—a nice feature that saves you time, money and stamps. Free online account access and free online bill pay mean you can view your account statements, reorder checks, and pay bills anytime and anywhere. Can’t get to a computer? Pick up the phone and call our Audio Response Access service for answers. Need more convenience? Most Innovations checking accounts come with a Visa^® Check Card, which you can use at millions of locations around the world. So no matter where you go, your money isn’t far from reach. READY TO SWITCH?* Surprise—opening an Innovations Checking Account is easy, too. Just pick up an application at one of our branches, or complete the Online Switch Kit. Because you definitely deserve better than basic. Innovations Federal Credit Union Routing Number #263281556 Visa^® International Service Assessment Members who use their Innovations Visa^® Debit Card in a foreign country will be assessed a fee of 1% of the total transaction amount. This fee will appear underneath the foreign transaction listed on your statement or account history and will read "Visa International Service Assessment". If you have any questions please contact us at 249.0482. Member NCUA Institution • sparkingchange.com * Certain restrictions apply. Contact Innovations FCU for details.