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Locations and Hours

Hi! Hello! How are you? When you stop by an Innovations Branch, we’re definitely happy to see you. After all, it’s thanks to members like you that we’re here in the first place.

So, if you’ve had a bad day, maybe you should stop by an Innovations Branch for a dose of good cheer. You don’t even need to make a “financial transaction.” You can just stop by, grab a cup of coffee and check your email thanks to our free wireless Internet. We’ll say hello; you’ll say hello—and before you know it, your whole day becomes a little brighter.

Looking for the nearest location?

No matter where you are, you can always find an ATM near you to access your Innovations account. Use the simple form below to see how close Innovations is to you.

Enter your zip code to find the nearest location:  
 
Innovations is sparking change.
Sometimes, it's good to break with tradition. We thought one good way to set ourselves apart from the conventional is to do away with teller lines at most of our branches?to add a whole new level of personal service and convenience. Stop in and find out how.
 

You’ll find friendly faces at each of these Innovations Branches.

Panama City Beach Branch
(Across from the Navy Base)
910 Thomas Drive
Panama City Beach, Florida 32408
Hours (Monday - Friday)
Lobby: Open between 9 a.m. and 5 p.m.
Drive-up: Open between 8 a.m. and 5 p.m. Phone
850.233.4400
  Downtown Panama City Branch
(Just north of 6th Street)
625 Jenks Avenue
Panama City, Florida 32401
Hours (Monday - Friday)
Lobby: Open between 8 a.m. and 5:00 p.m. Phone
850.233.4400
     
Panama City Branch
700 West 23rd Street
Panama City, Florida 32405
Hours (Monday - Friday)
Lobby: Open between 9 a.m. and 5 p.m.
Drive-up: Open between 8 a.m. and 5 p.m. Phone
850.233.4400
  Lynn Haven Branch
2250 South Highway 77
Lynn Haven, Florida 32444
Hours (Monday - Friday)
Lobby: Open between 9 a.m. and 5 p.m.
Drive-up: Open between 8 a.m. and 5 p.m. Phone
850.233.4400
     
Callaway Branch
(Located in the Galleria Shopping Plaza)
864 North Tyndall Parkway
Panama City, Florida 32404
Hours (Monday - Friday)
Lobby: Open between 8 a.m. and 5 p.m.
 

Keeping in touch couldn't be easier.
Click here to send us your questions or comments. We like getting email.
 

Feel like dropping us a line?

Here’s our mailing address:
P.O. Box 15529
Panama City, FL 32406-5529

Or, giving us a call?

Local: 850.233.4400
Out-of-Area: 800.291.6272
Audio Response Local: 850.233.4414
Audio Response Out-of-Area: 800.887.2634
Bill Pay: 877.542.0212

Facsimiles:

Accounting: 850.233.4433
Loans: 850.233.4444
Mortgages: 850.233.0510
Administration: 850.233.4445

To report lost or stolen cards:

For Innovations Visa® credit cards: 800.325.3678
For Innovations Visa® debit cards: 800.VISA.911
For Innovations ATM cards: 850.233.4400

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