Mortgages

You want to feel at home in your home. But, you also want to feel at home in your mortgage. You don’t want a payment that’s too big for your budget, or a term that’s too small for your family’s needs. You deserve a mortgage that’s just right.

Choose Innovations and find a mortgage that fits.

Our friendly experts will take the time to talk to you about the type of loan you need, so you won’t find yourself feeling overwhelmed by words like ‘escrow’ and ‘amortization.’ When you have a question—and you’ll definitely have questions—all you have to do is ask.

Innovations offers plenty of mortgage options: 15-to-30-year terms, fixed rates and adjustable rates, FHA loans and VA loans. We even have mortgages for folks moving outside of Bay County.

Plus, we’re speedy. And when you’re trying to put in a bid before anybody else notices the wonderful house that just came up for sale, speed is key. Apply for a loan—either in-person or by phone—and get pre-approved. Even if you’re just looking, it’s nice to know exactly how much house you can afford.

An Innovations Mortgage can even help you save money. There’s no prepayment penalties for the majority of our mortgage options, which means you can save on interest if you pay off your loan early. Low closing costs mean you have more money to spend on new furniture, or new paint, or new whatever-you-feel-like. After all, it’s your house.

Member NCUA Institution • sparkingchange.com

Equal Housing Lender