Member Business Services

When you’re a business owner, it’s incredibly refreshing to be treated like the valued customer for a change. And you’ll definitely find great service at Innovations. We’re here to make your life easier, so you can focus less on the nitty-gritty details of finances—and more on your own customers.

Innovations gives you a complete range of free accounts designed specifically for business owners: savings, checking, debit cards, loans, certificates of deposit, money management, overdraft protection and more. Your business earns dividends without paying a single fee. Need more benefits? Our free online account access and free Bill Pay saves you money, but even more importantly, they save you time.

And if preparing payroll and paying taxes aren’t exactly your favorite tasks in the whole world, let Innovations take care of them for you. Our incredibly convenient Payroll Services Partner can free up your time by helping you take care of tax filings, unemployment compensation management, new hire reports, and full service direct deposit. We keep your records confidential and secure, and we’ll make sure your payroll taxes are accurate, on-time and fully compliant with all the latest tax regulatory changes. The cost and time savings add up to a huge weight off your workload—and your shoulders.

Looking for another way to make your customers happy? Sign up for Merchant Services and give your customers more payment options. It lets you accept all major credit and debit cards, plus other forms of non-cash payment like check verification, check guarantee, and check conversion.

Member NCUA Institution • sparkingchange.com