Home

 Deposit Products

 • Savings
 • Checking
 • Money Markets
 • Share Certificates
 • IRAs
 • Retirement &
 • Investment Services

 • Reorder Checks
 • Online Switch Kit

 Member Benefits

 • Debt In Focus
 • CUSaver
 • Members helping
    Members

 Loan Products

 • Apply for a Loan
 • Vehicle Loans
 • Platinum Credit Card
 • PlatinumEdge Visa®
    Rewards Card

 • Home Equity
 • Mortgages
 • Other Loans
 • Car Quotes
 • Lost or Stolen Card

 Online Banking

 • E-Services
 • Access My Account
 • Access My Bill Pay
 • Access My Credit Card
 • Lost or Stolen Cards
 • Update Browser

 Rates and Fees

 • Loan Rates
 • Deposit Rates
 • Credit Card Rates
 • Home Equity Rates
 • Fee Schedule

 Calculators

 • Mortgage
 • Savings
 • Retirement

 The iCrowd

 • i12
 • i18

 fyi News

 • Annual Reports
 • Newsletters
 • Press Releases
 • Membership
 • Locations and Hours
 • ATM Locations
 • Contact Us
 • Online Switch Kit
 • Electronic Federal Tax
    Payment System

 Member Business
 Solutions

E-Services

Innovations eServices

If you live, work, worship, volunteer, or attend school in Bay County, you qualify for membership.

Around-the-clock access.

  • Free Bill Pay
  • Free Online Banking
  • Free E-Statements
  • Free E-Alerts
  • 24/7 convenience
  • Account Access by phone
  • In-branch Internet Cafés
  • In-branch wireless access

Whenever you walk in the door to an Innovations branch, we’re happy to see you. But, we understand if you are too busy to stop by and visit. There’s probably something else you need to be doing.

And that’s where Innovations eServices comes in. It’s kind of like an incredibly convenient branch that’s always open whenever you need it. You can access your accounts anytime, anywhere. Check your balances from the office. Pay a bill before you run out the door. View your account history while you’re watching TV.

Our Internet Banking is completely free. Simply go to Access My Account and log in to view your account history, transfer funds, make loan payments and more. Check your credit card account history. You can even view and print your very own E-Statements - and that's free too! Or, download your account information using money management software.

Once you've signed up for our free Internet Banking, you'll have access to free E-Alerts as well. Then you'll be able to program your accounts to let you know when they're getting low on funds, when direct deposits have hit, to remind you when a loan payment is due, and much more. Simply sign up for Internet Banking to get this and many other valuable financial management tools.

Then, give Innovations Online Bill Pay a try. It's free, too. In fact, it may even make you money, considering the fact you'll save on checks, envelopes and stamps. Since your payment will never get lost in the mail, you'll never have to worry about late fees.

Our Innovations website can also answer any questions you may have about your credit union’s products, services or locations. Where’s the nearest ATM? When’s the next financial seminar? How do I apply for a loan? It’s all here on Innovations's website.

Innovations is also sparking change at www.sparkingchange.com. It’s a great site to visit for the latest financial news; we also offer financial book recommendations and fun daily tips for saving money.

And when you can't get online, give our Interactive Voice Response system a call. It provides every transaction you can do on the Internet—over the phone.

Innovations is sparking change.
True, we just told you how to bank from home. But in case you find yourself missing our friendly faces, each Innovations branch features a convenient Internet Café with free wireless. Visit us and access eServices at the same time!
 

Member NCUA Institution • sparkingchange.com

* Innovations Federal Credit Union meets all USA Patriot Act Identity Verifications.






  © 2008 Innovations Federal Credit Union | View our Privacy Policy | USA Patriot Act | Lost or Stolen Card | Verified by VISA ® | Sparkingchange.com