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Fee Schedule

Share Draft Costs

Manual Posting to cover NSF or ACH (each) $5.00
Stop Payments (or per sequence) (each) $20.00
Draft/Receipt Copy (per copy) $2.50
Returned Member Draft $27.50
Overdraft Transfers (each) $2.00
Courtesy Pay/Member Privilege Fee (each) $27.50
Collection Fee $25.00

Share Cost

After three (3) Cash Withdrawals per month (each) $3.00
Exceeding transaction limits on Money Market Account (each) $3.00

Safe Deposit Rentals

3"X5" $20.00
3"X10" $35.00
5"X5" $30.00
10"X10" $90.00
5"X10" $50.00
Safe Deposit box lost key/drilling Actual Cost
Safe Deposit box lost key $25.00

Miscellaneous

Dormant Share Account** (monthly) $7.00
Temporary Checks (12) Free
Money Orders * (each) $1.50
Travel Checks * ($100) $1.00
Bank Wire (each) $15.00
International Bank Wire $35.00
Western Union (WU charge +) (each) $5.00
Garnishments or Levy (each) $35.00
Statement copy (per statement) $2.00
VISA Gift Card (each) $2.50
Foreign Check Collection Fee (each) $10.00
Returned Two-Party Checks & Refer-to-Maker Checks (each) $5.00
ACH return (NSF) (each) $27.50
Official Checks * (3 free per month) (each) $3.00
Research/Reconcile Account (per hour) $25.00
Undeliverable Address (per returned item) $5.00
Processing Coupons Actual Cost
Coupon Returns Actual Cost
Rush Order Delivery (each) Actual Cost
**A dormant account is a share draft or share account with less than $100, no other services and no activity for one year.

ATM

ATM Out-of-State (each) $1.00
Replace Lost or Damaged Card(within one year of issue) (each) $5.00
Transaction Fee on non-proprietary ATMs(after 15 each month) $.50/per
NSF (each) $27.50

ATM Disclosure


Debit Cards

NSF (each) $27.50
Replace Lost or Damaged Card (within one year of issue) (each) $5.00

IRA

Outgoing Transfer or Rollover Fee (each) $25.00
* Prime Time Club Discounts:
     - Safe Deposit Boxes (yearly) 25% discount
     - Money Orders (5 per month) free
     - Traveler's Checques free
     - Official Checks (5 per month) free

NOTE: ATM transaction fees after 15 per month, appear only on the member statement.

Effective May 1, 2009

Member NCUA Institution • sparkingchange.com

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