Start checking projects off your list.

No matter how much you love your home, there's probably something you'd like to tweak to make it more uniquely "you." So if you've been thinking about updating or upgrading, you may be able to use the equity in your home to finance the project.

We have two Home Equity options that may suit your needs: a Home Equity Loan or a Home Equity Line of Credit (HELOC).

We'll be happy to explain more and help you decide which Home Equity option is best for you. Stop by any branch or give us a call and let's chat.

Equal Housing Lender

Pack it up.

Summer fun is just around the corner, so be sure to pack your Platinum VISA^® Credit Card or PlatinumEdge VISA^® Awards Card whenever you head out. Both offer great rates with no annual fees, so you can use your cards with confidence. With the PlatinumEdge VISA^® Awards Card, you’ll receive rewards for the purchases you make by earning Extra Awards^® points that are good for gift certificates or travel-related vouchers.

Apply now and enjoy your summer.

Ignite your cash-back potential.

Ignite Rewards Checking is the easiest way to earn cash back by doing what you're probably already doing. Just enroll in and receive eStatements and clear 15 debit card transactions per cycle. If you don't qualify during a cycle, there are no penalties.

Here's what you'll get with Ignite Rewards Checking:

• Up to $8 in cash back per cycle and up to $15 in ATM refunds per cycle
• No minimum deposit to open, no minimum balance to earn rewards and no monthly service fee
• Free Mobile Banking, Online Banking, Bill Pay, eStatements and VISA^® Debit Card
• IDProtect^®, a service that provides continuous identity and credit monitoring, as well as other credit, fraud and recovery resources

It's free and easy. Just stop by one of our convenient branches and we'll get you signed up.

It's great when things just “click.”

Paying your bills just by taking their photo with Picture Pay, depositing checks on the go with Remote Deposit Capture and controlling your debit and credit cards with Card Controls, all from the palm of your hand? You can with our "Click Mobile" banking app.

With a few quick clicks you can also:

• Use Apple Pay™ (coming soon)
• Find ATMs and our branch locations
• Check account balances and make transfers
• Input Travel Information—Allows you to easily alert us about dates, times and destinations when you travel to help prevent fraudulent charges. By alerting us when traveling, the fraud monitoring service we use will not place a block on your debit and/or credit card(s) when making purchases out of your area or ordinary spending habits.

Download the "Click Mobile" banking app for your iOS or Android device, log in and just like that, welcome to the Click Clique.

Get more smiles to the gallon.

Let's make it huge this Summer with a new set of wheels. But before you start looking, talk with us first. For both new and used vehicles, we give you an easy online application and a super quick approval process. Or let us take a look at your current loan with another lender to see if we can lower your monthly payment.

You can apply online or stop by any convenient branch. If you have any questions, feel free to give us a call at 233.4400 or toll-free at 800.291.6272.

*APR=Annual Percentage Rate. Limited-time offer with a floor of 1.99% APR. Existing loans at Innovations FCU are not eligible. Applicant must be an Innovations FCU member in good standing (or eligible for membership in Innovations FCU) and meet all loan approval requirements. Loan decisions are based on applicant creditworthiness. Innovations FCU reserves the right to terminate this promotion at any time without notice.

Holiday Closings

Innovations will be closed in observance of the following holidays:

• Memorial Day: Monday, May 30th
• Independence Day: Monday, July 4th

You can see all of our scheduled holiday closings here.