Need some extra money for the holidays?

Our Skip-A-Payment* program is a great way to free up money to prepare for the holidays now or to recover from the holidays once they're over. It's easy to apply, so get started skipping now.

Just give us a call at 850.249.1149 or 800.291.6272. Or stop by any Innovations' branch and we'll be happy to get you started.

*Skip-A-Payment does not apply to home equity or mortgage loans, mobile home loans, workout loan, auto leases or student loans. Offer is subject to approval and all accounts must be current to qualify. Only one month's payment per loan during the months of December or January is eligible to be skipped. A loan's first payment is not eligible to be skipped. If you choose to skip a payment, interest will continue to accrue on your loan during the skipped month. Members who have purchased GAP coverage are responsible for skipped payment(s) in the event of a claim deficiency as stated in the GAP waiver addendum.

Here's another great tool for the holidays.

An Innovations Platinum VISA® or PlatinumEdge VISA® Credit Card gives you all the buying power you'll need this holiday season. And, you'll have the ability to pay for all that gift giving, travel and entertaining over time, on your schedule. With our PlatinumEdge VISA® Credit Card, you'll even earn points on all your purchases so you can get yourself something really nice, too.

Click here for more information or apply today. You can always give us a call at 233.4400 if you have any questions and we'll get you going.

Spreading the warmth.

We've just completed another very successful campaign to support the Manual & Thompson annual Coats for Kids drive. Many thanks to our members and employees for generously donating new or gently used coats to help keep kids warm in Bay County this winter.

Since the inception of this event in 2002, more than 6,500 coats have been collected and distributed. We're always proud to be a part of such a wonderful cause.

It's time to take the lead.

Do you have great leadership skills? Would you like to help guide Innovations Federal Credit Union through 2017 and beyond? Our volunteer Board of Directors is currently taking applications for candidates to join them. You must be an Innovations' member in good standing and be at least 18 years old. If elected, you must be willing to attend regular monthly meetings, as well as some special meetings throughout the year. Deadline for applications is December 30, 2016.

For more information, contact Angela Mielke at 850.249.0523.

It's all in the way you move.

You probably know we offer Auto Loans. Did you know that we also offer loans and refinancing on motorcycles, boats, personal watercraft and recreational vehicles? Whatever your adrenaline rush of choice is, we have great rates and terms on a loan that suits your budget.

You can apply online or by stopping at any of our branches. If you have any questions, just give us a call at 233.4400.

Your home. The way you want it.

What could be more exciting than making your home fresher, bigger, prettier or more modern? How about letting your home finance the remodel or renovation you've always wanted? We offer both Home Equity Loans and Lines of Credit to provide you with a great way to get your home improvement projects moving.

We'll be glad to talk to you about the difference between a Home Equity Loan and a Home Equity Line of Credit, and recommend the best solution for your project. Stop by any Innovations' branch or give us a call at 233.4400.

Holiday Closings

Innovations will be closed in observance of the following holidays:

  • Christmas Day: Monday, December 26, 2016 (observed)
  • New Year's Day: Monday, January 2, 2017 (observed)

You can see all of our scheduled holiday closings here.

 

Operating Statistics (8/31/2016)
Assets $177,924,339
Member Shares $159,557,022
Loans Outstanding $122,898,339
Members 18,784
How to Contact Us
Credit Union/Local 233.4400
Audio Response/Local 233.4414
Credit Union/Out of Area 800.291.6272
Audio Response/Out of Area 800.887.2634
More About Us
Board of Directors
Supervisory Committee
Management Team
Office Locations and Hours
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