Skip-A-Payment* for the holidays.
Where in the world has this year gone? Before we know it, we'll be celebrating the beginning of 2018. In the meantime, there's still lots of fun, food and family to enjoy, and we want to make it easier for you to get through it all. That's where our Skip-A-Payment* program comes in. It's a great way to free up extra money for the holidays or to recover from them when it's all over.
It's easy to apply. Just give us a call at 850.249.1149 or 800.291.6272 to get started. Or you can stop by any Innovations branch to get an application form.
*Skip-A-Payment does not apply to home equity or mortgage loans, mobile home loans, workout loans, business loans or student loans. Offer is subject to approval and all accounts must be current to qualify. Only one month’s payment per loan during the months of November, December or January is eligible to be skipped. There is a $25 service charge for each payment that is skipped and will extend the term of your loan by one month. A loan’s first payment is not eligible to be skipped. If you choose to skip a payment, interest will continue to accrue on your loan during the skipped month. Members who have purchased GAP coverage are responsible for skipped payment(s) in the event of a claim deficiency as stated in the GAP waiver addendum.
It's time to get moving.
Fall is the time when dealerships need to make room for the new model year. For that reason, they're more willing to make good deals on current inventory. Before you go shopping though, come to us to get pre-approved on a vehicle loan. You'll know exactly what you qualify for up front and you get better bargaining power with "cash in hand."
When you're ready to get rolling, our online application is quick, easy and it covers both new and used vehicles. Or if you have questions, feel free to drop by one of our branches or give us a call at 233.4400.
Changes to your Board of Directors.
We are thrilled to announce that Anita Broughton has joined our Board of Directors. She has been a member of Innovations for more than 25 years and brings with her an impressive background of management and leadership experience.
We also congratulate long-time director Rob Fernandez for assuming the role of Chairman of the Board of Directors. Rob served on Innovations FCU's Supervisory Committee as both member and chairman before being elected to the Board of Directors in 2008. He has served as a board member, Vice Chairman and Treasurer prior to becoming Chairman of the Board.
Help with your travel plans.
Cooler months present a great opportunity for travel. Whether you're jetting off to visit family for the holidays or boarding a cruise ship for an exotic getaway, be sure to take your Innovations Platinum VISA® Credit Card or PlatinumEdge VISA® Awards Card with you. It's great for making travel reservations, and it's secure (and convenient) to use for expenses while traveling. With our PlatinumEdge VISA® Awards Card, you'll even earn valuable points on all your purchases.
Your perfect travel companion is just a quick application away. You can also stop by any convenient branch or give us a call at 233.4400 and we'll be glad to help you.
Another big success.
Thank you to everyone who contributed to the annual Coats For Kids drive hosted by Manuel & Thompson. Last year, 1,100 coats were collected for students in our community. We don't have a final count this year yet, but based on the number of coats that were collected at our branches, many students in Bay County will stay warm this winter.
Thanks again from all of us here at Innovations.
Upgrades and improvements.
Putting some customized touches on your home is as easy as applying for a Home Equity Loan or Home Equity Line of Credit with us. You can use the equity in your home to fund home improvement projects, remodeling jobs or even new construction plans.
You can apply online, or you can stop by any convenient branch or call us at 233.4400 to talk about whether a Home Equity Loan or Home Equity Line of Credit would best suit the needs of the project you have in mind.
You are our future.
We are currently taking applications from volunteers who are interested in serving on our Board of Directors in 2018 and beyond. To apply, you must be an Innovations member in good standing and be at least 18 years old. If elected to serve, you must be willing to attend regular monthly meetings, as well as various special meetings throughout the year.
Put your leadership experience to work in guiding our credit union into the future. For additional information, contact Angela Mielke at 850.249.0523. The deadline to apply is December 29, 2017. Elections will be held at our next Annual Meeting on March 20, 2018.
Holiday Closings
Innovations will be closed in observance of the following holidays:
- Columbus Day: Monday, October 9, 2017
- Veterans Day: Friday, November 10, 2017
- Thanksgiving Day: Thursday, November 23, 2017
- Christmas Day: Monday, December 25, 2017
- New Year's Day: Monday, January 1, 2018
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