Keep yourself safe.
Identity thieves are constantly looking for ways to scam you. Please do not ever give personal or financial information, like social security numbers, account numbers, PINs, etc., to unsolicited callers or emails. If you are unsure about a request—especially from someone claiming you have won a prize or that you are in trouble with law enforcement or a government agency—contact us at 850.233.4400.
We're happy and it shows.
Innovations recently received the honor of being voted one of the "Best Credit Unions to Work For" by Credit Union Journal. The 2019 rankings were established by an independent research firm that conducted an in-depth analysis of how employees feel about working for their credit union, and then they compared these results against peer credit unions.
Ready for the holidays?
Whether you’ve finished your shopping or you’re just starting to think about it, our Skip-A-Payment* option can help ease your holiday (and post-holiday) stress. With a low $25 fee*, you can skip a qualifying Innovations loan payment in November, December or January so you’ll have some extra money for gifts and travel, or to pay bills when the season is over.
Are you prepared? Click here to apply online or give us a call at 850.249.1149 or 800.261.6272 to get started.
*Skip-A-Payment does not apply to home equity or mortgage loans, mobile home loans, workout loans, business loans or student loans. Offer is subject to approval and all accounts must be current to qualify. Only one month’s payment per loan during the months of November, December or January is eligible to be skipped. There is a $25 total service charge per membership for the loan payment(s) skipped and will extend the term of each loan by one month. A loan’s first payment is not eligible to be skipped. If you choose to skip a payment, interest will continue to accrue on your loan during the skipped month. Members who have purchased GAP coverage are responsible for skipped payment(s) in the event of a claim deficiency as stated in the GAP waiver addendum.
Take us into the future.
We're looking for a few good leaders to join our Board of Directors. Are you up for the task? To apply, you must be an Innovations member in good standing and be at least 18 years old. If elected to serve, you must be willing to attend regular monthly meetings, as well as various special meetings throughout the year. Volunteer applications are available at any branch of Innovations and must be submitted by December 2, 2019. Nominations will not be accepted from the floor during our Annual Meeting next year.
For additional information, contact Ruthie Parker at 850.249.0768. Mark your calendar now for the 68th Annual Meeting and election on March 24, 2020 at our Thomas Drive Branch.
Get a great deal on your wheels.
Now is a great time to buy a new (or used) vehicle. With new 2020 models flooding dealerships, existing inventory needs to move. Fast. Take advantage of some great deals by getting pre-approved for your vehicle loan by Innovations first. The application process is fast and easy, and you'll get a quick decision. Innovations is also a great option if you're looking at refinancing your current loan with another lender to save some money on the payments or to pay off the loan earlier.
If you’re new to the vehicle buying process, check out our First-Time Buyer video.
Get in on a great deal today. Apply online, stop by any Innovations branch, or give us a call at 233.4400 to get going.
First on your list.
Get started on your holiday gift list now with an Innovations Platinum VISA® Credit Card or PlatinumEdge VISA® Awards Card. Both come with great rates to power you through the holiday shopping season.
Get started today by applying online, stopping by any Innovations branch, or give us a call at 233.4400.
Let's accelerate your business plan.
You've got a great concept and a well thought out business plan. But now you need the financing to get your business on its feet. With an Octane Business Start-Up Loan, you'll get fast, local decision making and a competitive rate. Fuel your idea by turning it into a reality with Octane.
Ready? Contact our Business Loan Officer, Kenzy Peake, at 850.249.0803 or send him an email at kpeake@innovationsfcu.org.
Holiday Closings
Innovations will be closed in observance of the following holidays:
- Columbus Day: Monday, October 14, 2019
- Veterans Day: Monday, Monday, November 11, 2019
- Thanksgiving Day: Thursday, November 28, 2019
- Christmas Day: Wednesday, December 25, 2019
- New Year's Day: Wednesday, January 1, 2020
There's never been a better time to switch to Sprint.
Cash rewards & more
- Get up to $200 cash when you switch two lines, plus lines 3,4 and 5 are FREE*
- Plus, $100 Annual Loyalty Cash Rewards and 25% off accessories in Sprint retail stores
Nothing to lose & savings that add up
Credit union members can try Sprint's improved LTE service for 30 days worry-free. If you're not 100% satisfied, Sprint will refund phone costs, service costs and fees.
It's easy, here's how it works
- Switch to Sprint.
- Register your new line(s) at LoveMyCreditUnion.org/SprintRewards.
- In six to eight weeks, your cash rewards will be deposited directly into your account.
Get Cash Rewards
Visit LoveMyCreditUnion.org/Paul to learn more.
* Limited time offers. Activ. Fee: Up to $30/line. Credit approval req. Cash Reward Offers: Avail. for eligible credit union members & member employees with qualifying corp. id. (ongoing verification). $100 Cash Reward for new smartphone lines activ. Max 2. Req. activ. at point of sale. Excludes CL, MBB devices, tablets, Sprint Phone Connect, upgrs., replacements & ports made between Sprint entities or providers associated with Sprint. Limit one SWP Corp ID per Sprint acct. No add'l. discounts apply. Loyalty Reward: $100/acct./yr. when Sprint acct. remains active and in good standing each yr. Transfer Reward: Members participating in another discount program are eligible for a $100/acct./yr. deposit on their 12 mo. anniversary following transfer to Cash Reward program. Deposit: Cash Reward issued by CU Solutions Group. Sprint acct. must remain active and in good standing for 31 days to receive Cash Reward. Allow 6-8 wks. for Cash Reward to be deposited to your Credit Union acct. If the Cash Reward does not appear after 8 wks., visit lovemycreditunion.org/reward-tracker. Other Terms: Offer/coverage not avail. everywhere or for all phones/networks. May not be combinable with other offers. Offer, terms, restrictions, & options subject to change & may be modified, discontinued, or terminated at any time without notice. Restrictions apply. © 2019 Sprint. All rights reserved. Sprint & the logo are trademarks of Sprint. Other marks are the property of their respective owners.
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