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Spring 2020 - Spark Newsletter
Merry Christmas from Innovations
Skip-A-Payment

The holidays are on the way.

Whether you’ve finished your shopping or you’re just starting to think about it, our Skip-A-Payment* option can help ease your holiday (and post-holiday) stress. Our Skip-A-Payment* option is available for a low $25 fee* and allows you to skip a qualified Innovations loan payment in November, December or January, to help with whatever you need.

Click here to get started online or call us at 850.249.1149 or 800.261.6272 for assistance.

*Skip-A-Payment does not apply to home equity or mortgage loans, mobile home loans, workout loans, business loans or student loans. Offer is subject to approval and all accounts must be current to qualify. Only one month’s payment per loan during the months of November, December or January is eligible to be skipped. There is a $25 total service charge per membership for the loan payment(s) skipped and will extend the term of each loan by one month. A loan’s first payment is not eligible to be skipped. If you choose to skip a payment, interest will continue to accrue on your loan during the skipped month. Members who have purchased GAP coverage are responsible for skipped payment(s) in the event of a claim deficiency as stated in the GAP waiver addendum.

Fraud and Scams

Beware of COVID-19 fraud and scams.

Deceitful people in the world are trying to profit from people’s fears of the COVID-19 pandemic. They are sending out emails posing as health organizations claiming they have the latest statistics and treatment plans, or they will pretend to be an organization requesting funds for COVID-19 research. Clicking on these email links or attachments can load malicious software onto your device, making you susceptible to fraud and ID theft. If you ever have any doubt about the validity of an email, do not click on any links or attachments within it.

Stay safe from scams.

Board of Director Nominations

It's time to mark your calendar.

Our 69th Annual Meeting and election will be held at our Thomas Drive Branch on March 23, 2021.

The Nomination by Petition deadline is February 11, 2021 for anyone interested in running for the Board of Directors.

For additional information, contact Ruthie Parker at 850.249.0768.

Rob FernandezRob Fernandez
Chairman
Kristopher McLaneKristopher McLane
Treasurer
Nancy LutherNancy Luther
Secretary
Anita BroughtonAnita Broughton
Director

Looking towards 2021 and beyond.

Our Virtual Annual Meeting was held on Tuesday, October 20th. We were so happy to have our wonderful members join us on the webinar. A big congratulations to the members of the Board of Directors who have agreed to serve another term: Rob Fernandez, Chairman; Kristopher McLane, Treasurer; Nancy Luther, Secretary; and Anita Broughton, Director.

We want to thank everyone who took the time to attend this year's Annual Meeting.

Local auto loans for the open road.

There’s still plenty of fantastic weather waiting for you out there. Your adventure on the road starts just around the corner with an Auto Loan from Innovations. We’re local, we’re experienced and we want to help you change your scenery with low rates and excellent terms.

Ready for your next adventure? Spark Change with us.

Welcome to our newest Innovations Team Member.

Exciting news from our Harrison Avenue branch. Introducing our new Branch Manager, Chris Berry. Welcome to the Innovations team Chris!

Chris Berry

Chris Berry
Harrison Avenue - Branch Manager

Get happy this holiday season.

Make the most of giving this holiday season with an Innovations PlatinumEdge VISA® Awards Card. You’ll earn Extra Rewards® with every purchase so you can also treat yourself to something special when you redeem them for travel vouchers or gift certificates from hundreds of retailers.

‘Tis the season, every season at Innovations.

The latest on Innovations and COVID-19

Your safety is still our highest priority.

As the COVID-19 pandemic continues to change how we all conduct our daily lives, one thing that will never change is our commitment to keeping our members and employees as safe as possible when it comes to handling your financial matters. Rest assured, we are continuing to monitor all of the safest practices recommended by organizations such as the Centers for Disease Control & Prevention (CDC), as well as local and state authorities.

Read the latest on what we’re doing.

Coming Soon - 23rd Street Branch
Holiday Closings

Holiday Closings

Innovations will be closed in observance of the following holidays:

  • Columbus Day: Monday, October 12, 2020
  • Veterans Day: Wednesday, November 11, 2020
  • Thanksgiving Day: Thursday, November 26, 2020
  • Christmas Day: Friday, December 25, 2020
  • New Year's Day: Friday, January 1, 2021

Click here to see all of our scheduled holiday closings.

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