Important Notice
On July 15, 2019 from 5 am – 5 pm CDT - the following platforms will be unavailable:
Online Banking | Mobile Banking | ATM receipts will not display "real time" balance
The unavailability is due to a system-wide conversion to help us serve you better. We apologize in advance for the inconvenience.
Notice about Money Orders.
As of Friday, May 31, 2019, we no longer offer Money Orders. However, we will continue to offer Official Cashier’s Checks, which are actually better than Money Orders. An Official Cashier’s Check can be written for any amount and they are safer to use because the Payee is printed on the Official Cashier’s Check at the time of issuance.
We love small businesses!
We know how important small businesses are to the local economy. Our Octane Business Solutions, featuring Start-up Loans, is designed to help entrepreneurs in Bay County turn their dreams into a thriving entity. We’re here to help you.
Let us spark your growth.
A ray of hope.
Recovering from a disaster takes time and looks different for everyone, but everyone has a hurricane story. Your story matters. Project H.O.P.E. will listen to your Hurricane Michael story and help you identify your inner strengths and resiliency, lean on your existing support network, and navigate community resources to support your recovery. Our services are free and confidential, and they can be provided anywhere for anyone affected by Hurricane Michael. You can contact Project H.O.P.E. at 850-522-4485 ext. 1840.
Sponsored by Life Management Center of Northwest Florida, Inc.; Big Bend Community Based Care; the State of Florida, Department of Children and Families; and FEMA.
We're ready to roll with you.
When you’re ready to replace an old or damaged vehicle with a new or used car or truck, we’re here to help. The same is true for boats, personal watercraft, and RVs. Whatever mode of transportation you need to get back on track, we’re here to serve you.
Mad City Money
Innovations is proud to bring financial education to students in our community. At our Mad City Money event held on June 5th, we provided a taste of the real world for Junior Leadership Bay students as they took on the role of adults to create and follow a realistic budget.
Many thanks to the volunteers and mentors of the Bay County Chamber of Commerce who serve as merchants during our "real world" simulation with Junior Leadership Bay.
A little extra spring in their steps.
Many thanks to everyone who contributed time, energy, and gifts for the Springing for Seniors drive. This is our fifth year partnering with the Junior League of Panama City, and we couldn’t be more proud of the results.
Your generous donations have been delivered to the Bay County Council on Aging to provide toiletries, blankets, food, money and so much more for the seniors under their care. THANK YOU!
Bridge the Gap with an Innovations VISA® Credit Card
The list of things you want to replace after Hurricane Michael probably still isn't complete. If you're trying to whittle that list down and the check your insurance company issued to you isn't covering it, bridge the gap with your Innovations Platinum VISA® Credit Card or PlatinumEdge VISA® Awards Card. With our great low rates, you can get all the things you need to put your life back in order, right now.
Meet the Mortgage Team.
Applying for and understanding the mortgage, refinancing, and/or home equity process can seem almost like learning a new language if you're not familiar with the ins and outs already. Our Mortgage Team is here to assist. They'll help you decide what product is best for your needs, then they'll walk you through the process, step by step, so you don't get lost in translation.
Mark HarwellMortgage Manager
Gina MannMortgage Loan Originator
Casey FiserMortgage Loan Processor
Unsettling insurance settlement?
Insurance settlements don't always cover the full cost of storm damage on larger ticket items. We can help you rebuild after Hurricane Michael by bridging the gap between what your insurance company did pay for and what you still want or need to get done with Home Equity products from Innovations. Let your home help you pay for what it'll take to get everything back in order.
Another great gathering!
We had a fantastic time at our Annual Meeting, held on Tuesday, March 26th at our Thomas Drive branch.
Introducing the Innovations Board of Directors:
Rob Fernandez, Chairman; Kenneth White, Vice Chairman; Kristopher McLane, Treasurer; Nancy Luther, Secretary; Anita Broughton, Director; Craig Ellis, Director; Trevor Walls, Director.
Innovations Supervisory Committee:
Blaine Cook, Chairman; Barbara Lewis, Secretary; Don Gedeon, Member; Patrick Hermes, Member,
Josh Scribner, Member.
Holiday Closings
Innovations will be closed in observance of the following holidays:
- Memorial Day: Monday, May 27
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