The drive to get you where you're going.

Working with a local financial institution really makes a difference when it comes to getting an auto loan. We'll keep the process easy for you with great rates, multiple terms and a hassle-free online application. So, start looking for your next vehicle or refinance your current auto loan.

Apply online, stop by any Innovations' branch or give us a call at 233.4400 to get started.

*APR=Annual Percentage Rate. Limited-time offer with a floor of 1.99% APR. Existing loans at Innovations FCU are not eligible. Applicant must be an Innovations FCU member in good standing (or eligible for membership in Innovations FCU) and meet all loan approval requirements. Loan decisions are based on applicant creditworthiness. Innovations FCU reserves the right to terminate this promotion at any time without notice.

Many thanks for all the donations.

Helping to build a child’s self-esteem and confidence is what the Klothes for Kids drive is all about. A ministry of the Panama City Rescue Mission, Klothes for Kids is an annual event that ensures local school-aged children have the clothing, shoes and supplies they need for the upcoming school year. We’re proud to have been a part of this drive for years, and we’re very thankful for all the donations we collected from our members, team members and others.

Another successful year is in the books. We appreciate our community’s support for this very worthy cause.

Fuel the fire to grow your business.

Just starting out? Looking to take your business to the next level? Octane Business Solutions can provide you with the tools you'll need to turn up the heat and make your small business grow and thrive. We offer:

Octane Business Checking Octane Savings and Investments Octane Business Loans Octane Electronic Services

Ready to fuel up? Contact David Powell, Business Development Manager, at 850.249.0960 or drop him an email at dpowell@innovationsfcu.org.

Building on the equity you already have.

If you've got a home improvement project on your mind and you're wondering how to fund it, look no further than your home itself. We offer Home Equity Loans and Lines of Credit to help you put in that pool, add a new deck, or completely remodel your kitchen. Whatever project you have in mind, we can help you decide which product is best for your needs, and we'll keep the application process simple.

Apply online or give our mortgage experts a call at 249.0368 and let's build something incredible together.

Move to the head of the class.

Remember when you were a kid and your teacher gave out gold stars when you'd done something really good? We think adults should get rewarded, too. That's why we offer our free Ignite Rewards Checking Account. There is no minimum balance requirement to earn rewards and no minimum deposit. Plus, you can earn up to $8 in cash back and $15 in ATM refunds per cycle. That's better than a sticky little piece of foil, don't you think?

To start earning your rewards, just stop by any Innovations' branch .

Holiday Closings

Innovations will be closed in observance of the following holidays:

• Labor Day: Monday, September 4th
• Columbus Day: Monday, October 9th

Click here to see all of our scheduled holiday closings for 2017.

Important Notice

This is to notify members there is a change in terms regarding Innovations FCU Debit Cards and The Telephone Consumer Protection Act.

For more information, contact us at 233.4400 or review the Change in Terms Notice.