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Spring 2020 - Spark Newsletter

Updated Funds Availability Disclosure

This disclosure describes your ability to withdraw funds at Innovations. It only applies to the availability of funds in transaction accounts. You can click here to read the updated disclosure. Please ask us if you have a question about which accounts are affected by this policy.

Visit this page for notices regarding our normal branch hours of operation.

We’re proud of our Bay County Heritage.

Innovations has been a member of the Bay County community since 1952. Collectively, we have seen a lot of changes over these years and have faced some adversity along the way. But even a force of nature like Hurricane Michael or the COVID-19 pandemic cannot break the spirit of the people who live, work and play here. And that’s what we love about being a local business. What will the future bring? No one knows for certain. But we do know that we’ll be here, standing proudly by your side, through the good times and the bad.

Together Towards Tomorrow

Budget help where you least expect it.

One of the easiest ways to add a little extra money to your monthly budget is by refinancing your current auto loan from another lender. We can look at lowering your interest rate or giving you a longer loan term for a smaller monthly payment to provide you with some financial breathing room.

Looking for a new or new-to-you vehicle? Check out our low rates and flexible terms for the best deal in town.

It all starts right here. Apply today.

A great day for an Innovations Team Member!

Congratulations to Connie McCall, Financial Services Representative at our Callaway branch—a brand new U.S. citizen!

We are proud of you Connie!

Connie McCall
Connie McCall
Coming Soon - 23rd Street Branch

Congrats to these Innovations Team Members!

Welcome to the team, Jamie Goodwin, our new Electronic Services Director! And congratulations to Gina Mann, our new Mortgage Lending Manager!

Jamie Goodwin

Jamie Goodwin
Electronic Services Director

Gina Mann

Gina Mann
Mortgage Lending Manager

Ignite Rewards Checking

Take it to the next level.

Chances are, you’ve never seen a checking account like our Ignite Rewards Checking. In addition to earning cash back each monthly cycle, it also provides you with refunds on ATM fees* when you use machines that are out of our network. But that’s not the end of it. There is no minimum deposit to open the account, no minimum balance to earn rewards, no monthly service fees, and you have access to time-saving services such as free Mobile Banking, Online Banking and free Bill Pay.

Forget ordinary. Be extraordinary. Contact us today!

*To qualify, you must enroll in and receive eStatements and clear at least 15 debit card transactions per cycle. For any cycle in which you do not qualify, there are no penalties but you will forfeit cash back and ATM refunds.

Earn points on everything.

A simple way to keep track of your monthly budget is just a click away. Our PlatinumEdge VISA® Awards Card is one smart financial tool. Use it to pay your bills, buy groceries, or be entertained. Plus, you'll be earning Extra Awards® points with every dollar you spend.

Keeping things simple. And rewarding.

Paying it forward

Paying it forward.

As a local business ourselves, we have always felt that you need to put your money where your mouth is when it comes to giving back to the community. To support local businesses that have struggled due to the economic impact of the COVID-19 pandemic, we recently gave each of our team members $50 to spend at local eateries and shops. Not only does it support our fellow local businesses, it has been a fun and sincere way to thank our team members for their hard work and commitment.

That’s just how we "Spark Change." #pay50forward

Coming Soon - 23rd Street Branch
Holiday Closings

Holiday Closings

Innovations will be closed in observance of the following holidays:

  • Labor Day: Monday, September 7, 2020
  • Columbus Day: Monday, October 12, 2020

Click here to see all of our scheduled holiday closings.

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