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Summer 2022 - Spark Newsletter

Congratulations to our latest group of Innovations TMA graduates!

TMA Alumni TMA Alumni TMA Alumni

The Member Advantage (TMA) training helps managers and team members understand the importance of consistently providing member-focused service. Congratulations to the Innovations team members who completed the training!

Local auto loans for the open road.

There’s still plenty of fantastic weather waiting for you out there. Your adventure on the road starts just around the corner with an Auto Loan from Innovations. We’re local, we’re experienced and we want to help you change your scenery with low rates and excellent terms.

Ready for your next adventure? Spark Change with us.

Chris BerryChris Berry
Harrison Avenue Branch Manager
Tricia CottleTricia Cottle
Callaway Branch Manager

Congratulations to our Certified Financial Counselors

Chris Berry, the manager of our Harrison Avenue branch and Tricia Cottle, the manager of our Callaway branch, recently completed the FiCEP program. Both are now Certified Credit Union Financial Counselors (CCUFC). The Financial Counseling Certification Program (FiCEP) provides credit union employees with the skills and knowledge needed to assist credit union members by making smart financial decisions. Certified Financial Counselors are highly trained to help you in a variety of areas, such as credit card management; navigating medical debt; financing higher education; avoiding identity theft and more.

Need expert financial advice? Let Chris, Tricia or any of our certified financial counselors help you spark change.

Bill Pay - A2A

New Bill Pay Features: External Account Transfers.

You can now transfer money from your Innovations account to your account at another financial institution using the Account to Account (A2A) feature within Online Banking and the Mobile Banking app.

Account to Account (A2A)—a Bill Pay feature that allows members to transfer from their Innovations account to an external account* at another financial institution. This feature is titled "Transfer Between My Accounts" within the "I want to" tab in Bill Pay.

Recently we added two new features to our Bill Pay service: Person to Person (P2P) payments and eBill.

Pay a Person (P2P)—allows members to send funds to anyone using their cell phone or email address.

  • Same day transfer and the recipient has 10 days to accept the funds.
  • $500 daily limit

eBill—centralized bill payment management. It’s a one stop shop for payment history, statements, and bill details such as due dates, balances, account status, and notification reminders to ensure timely payments.

All of these new features will give you the flexibility and convenience to transfer money and pay bills at your fingertips.

See all the things our enhanced Bill Pay has to offer you.

*Please allow 1-2 business days for the transfer to be completed. There is a $2,500 transfer limit.

PlatinumEdge VISA from Innovations
Gulf Coast State College

Investing in Our Community

Gulf Coast State College began their scholarship program in the 1970s with just a couple of awards. Today, they offer more than 700 opportunities and their Foundation provided more than $1 million in scholarship assistance in 2021 and 2022. Innovations is proud to help provide this amazing opportunity for students to continue their studies.

We recently made a donation to support The Gulf Coast Guarantee Program that assists all high school students graduating from the GCSC service district with their tuition and fees.

Keeping the future bright for local students.

Conquer back-to-school shopping.

You know it’s coming, and we’re here to provide you with the purchasing power you need to take on back-to-school shopping victoriously. You’ll get even more back from back-to-school with our PlatinumEdge VISA® Awards Credit Card—great low rates, plus you’ll earn an Extra Award® point on every purchase. So, go out and win the day while enjoying the spoils of your adventure.

Get the card that has your back when it comes to back-to-school.

OneBlood - Blood Drive

Community Collaboration

Innovations recently partnered with OneBlood to help collect blood donations that are desperately needed right here in Bay County. Through those efforts a total of 45 whole blood units were collected. This is a precious resource that will go a long way to helping members of our community who now have a better chance of survival.

Remember, each donation can save up to three lives, which means the donations we brought in can benefit as many as 135 patients with lifesaving assistance. Many thanks to all who donated. We look forward to sponsoring more life-saving drives and initiatives in the future.

The gift of life is only a donation away.

Ignite Rewards Checking

Ready to get fired up?

Tired of ordinary checking accounts that don’t do anything for you? Spark change with our free Ignite Rewards Checking. There’s no minimum deposit to open an account, no monthly service fees and no minimum balance to earn rewards.

You can also get up to $8 in cash back per cycle* and up to $15 in ATM refunds per cycle*. That’s in addition to free Mobile Banking, free Online Banking, free Bill Pay, free eStatements and a free VISA® Debit Card.

Open an Ignite Rewards Checking account at any Innovations branch.

*To qualify, you must enroll in and receive eStatements and clear at least 15 debit card transactions per cycle. For any cycle in which you do not qualify, there are no penalties, but you will forfeit cash back and ATM refunds.

Holiday Closings

Holiday Closings

Innovations will be closed in observance of the following holidays:

  • Labor Day: Monday, September 5, 2022
  • Columbus Day: Monday, October 10, 2022

Click here to see all of our scheduled holiday closings.

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