Spruce up your home.

Now is the time to think about refreshing or remodeling your bathroom, kitchen or any other part of your house. With our Home Equity products, you can even use your home to finance whatever updates you have in mind.

We have two Home Equity options to help bring your plan to life: a Home Equity Loan or a Home Equity Line of Credit (HELOC).

Both have distinct advantages for you based on the type of project you’re envisioning. Stop by any Innovations' branch or give us a call and we’ll be happy to explain your options and get you started.

You deserve a nice Reward.

Our Ignite Rewards Checking is a great way to earn cash back and ATM refunds each cycle*. There is no minimum deposit to open, no minimum balance to earn rewards and no service fees. Plus you'll get Free Mobile Banking, Free Online Banking, Free Bill Pay, Free eStatements, and a Free VISA® Debit Card.

Ignite your earning potential. Stop by any branch to get started today.

*To qualify, simply enroll in and receive eStatements and clear 15 debit card transactions per cycle. If you don't qualify during a cycle, there are no penalties. It's free and it's so easy to get started.

Let's all get together.

It's almost time to get together with your Innovations family again! Our annual membership meeting will be begin at 6:30 p.m. on Tuesday, March 21st at our Thomas Drive branch. Come by and hear about all that happened in 2016 and what's on the horizon in 2017.

You'll also get a chance to vote in the election of new Board of Directors. So please come out and join us.

Pack some power in your pocket.

We think it's good to be prepared. We think it's also great to have options. So let us introduce you to a couple of financial tools that can make sure you're ready for just about anything—our Platinum VISA® Credit Card and our PlatinumEdge VISA® Awards Card. Both offer great rates, no annual fees, no balance transfer fees, and no fees for cash advances.

Grab an application at any branch, apply online, or give us a call at 233.4400 or 800.291.6272 to get started.

- By the way, Apple Pay™ is available. Learn all about it.

Stick with us. We'll take you places.

You probably know we offer Auto Loans. Did you know that we also offer loans and refinancing on motorcycles, boats, personal watercraft and recreational vehicles? Whatever your adrenaline rush of choice is, we have great rates and terms on a loan that suits your budget.

Get on the road to a better deal. You can apply online today. Or you can stop by any of our branches and we'll get you moving.

Increase your smartphone's IQ.

Click Mobile from Innovations is like having a personal financial assistant with you wherever you go. With it you can check your accounts, make transfers, find Innovations ATMs and branches, pay bills with Picture Pay, deposit checks with Remote Deposit Capture, access card controls to turn your Innovations' debit or credit cards on or off, input travel information to alert our fraud tracking folks when you're traveling, and so much more. It's easy to get started.

Just download our app and you're good to go.

Let us know before you go. Whenever you're planning on traveling out of the area and you intend to use your Innovations' VISA® Debit and/or Credit Card, please let us know before you go. Our fraud monitoring service watches for transactions that don't match your normal spending patterns and may place a block on your card if something seems suspicious. You can call us or stop by any branch during normal business hours, or you can use the Card Controls feature within our Mobile Banking App.

Holiday Closings

Innovations will be closed in observance of the following holidays:

  • New Year's Day: Monday, January 2 (observed)
  • Martin Luther King Jr. Day: Monday, January 16
  • Presidents' Day: Monday, February 20
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