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WINTER 2018 - Spark Newsletter
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Schools that rule.

The Apple of our Eye.

Innovations was recently honored with the Apple of our Eye award from the Bay County Chamber of Commerce for our new Callaway branch. Each month, ambassadors of the Bay County Chamber of Commerce vote to select a business that has new construction or renovated buildings that help make Bay County more visually appealing. The award was presented to Innovations FCU for the month of January 2019.

Schools that rule.


Innovations recently contributed $5,000 to the Florida State University Panama City Seminole Emergency Relief Fund. The fund is intended to provide temporary assistance to FSU PC students, faculty, and staff when facing unexpected, temporary financial hardships.

Use your VISA® to "bridge the gap."

After the insurance pays for damages caused by Hurricane Michael, if you find yourself a little short when it comes to making repairs or buying necessary replacements, your Innovations VISA® Credit Card can help to "bridge the gap". Use your Platinum VISA® Credit Card to get a great low rate, or your PlatinumEdge VISA® Awards Card to earn Extra Awards® points on every dollar you spend.

We want to make everything as easy as we can for you in the recovery process. If you don't have an Innovations VISA® Credit Card yet, we'll make the application process easy, too.

Need more than your damage settlement? Bridge the gap with our Home Equity products.

Our post-hurricane journey continues and we want to help.

Our post-hurricane journey continues in our community. If you have been impacted by any of the business closures or workforce reductions in our community, please reach out to us. We will be evaluating solutions with members on a case-by-case basis.

We want to help. Please call 850.249.0538 and reference Hurricane Michael Assistance.

67th Annual Meeting

Let's get together.

Mark your calendar for our 67th Annual Meeting and election, which will be held at our Thomas Drive Branch on Tuesday, March 26, 2019, starting at 6:00 p.m. The Nomination by Petition deadline is Monday, February 11, 2019 for anyone interested in running for the Board of Directors.

For additional information, please call Ruthie Parker at 850.249.0768.

Open Branches & ATM Listings

These branches and ATMs are open to assist you:

Thomas Drive

Drive-Thru: 8:00 a.m. — 5:00 p.m. (Monday – Friday)
Lobby: 9:00 a.m. — 5:00 p.m. (Monday – Friday)
ATM is open
910 Thomas Drive in Panama City Beach, FL

Back Beach

Lobby: 8:00 a.m. — 5:00 p.m. (Monday – Friday)
ATM is open
17900 Panama City Beach Parkway in Panama City Beach, FL

Lynn Haven

Drive-Thru: 8:00 a.m. — 5:00 p.m. (Monday – Friday)
Lobby: 9:00 a.m. — 5:00 p.m. (Monday – Friday)
ATM is open
2250 South Highway 77 in Lynn Haven, FL


Drive-Thru: 8:00 a.m. — 5:00 p.m. (Monday – Friday)
Lobby: 9:00 a.m. — 5:00 p.m. (Monday – Friday)
ATM is open
123 North Tyndall Parkway in Panama City, FL

Harrison Avenue (temporary branch)

Temporary branch entrance located on Magnolia Avenue

Lobby: 8:00 a.m. — 4:00 p.m. (Monday – Friday)
There is no drive-thru service or ATM available.
1038 Harrison Avenue in Panama City, FL

23rd Street

Drive-Thru: 8:00 a.m. — 5:00 p.m. (Monday – Friday)
Lobby: 9:00 a.m. — 5:00 p.m. (Monday – Friday)
ATM is open
700 West 23rd Street in Panama City, FL

ATM at the west end of the beach is open

Closed Branches & ATMs

This ATM is currently closed for repairs:

Marina Civic Center

ATM is not operational

Please stay tuned for further updates as they take place.

Holiday Closings

Holiday Closings

Innovations will be closed in observance of the following holidays:

  • New Year's Day: Tuesday, January 1
  • Martin Luther King Jr. Day: Monday, January 21
  • Presidents' Day: Monday, February 18

Click here to see all of our scheduled holiday closings.

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