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Winter 2020 - Spark Newsletter
Seminole proud.

Seminole 100.

We are so proud to announce Innovations was recognized on February 22nd for achieving a position on the FSU 2020 Seminole 100 list as one of the 100 fastest growing businesses led by FSU Alumni nationwide.

Thank you to our members, team members and our community partners who helped us achieve this honor. Go Noles!

It’s getting hot in here!

It’s getting hot in here!

Forget about "ordinary" checking accounts. Our Ignite Rewards Checking* gives you the power to earn cash back each cycle, in addition to getting fee refunds when you use non-network ATMs. You don’t even need a minimum deposit to open the account. Plus, there are no minimum balance requirements to earn rewards and there are no monthly service fees. Need more? How about a host of convenience services like Mobile Banking?

Heat up your earnings.

*To qualify, you must enroll in and receive eStatements and clear at least 15 debit card transactions per cycle. For any cycle in which you do not qualify, there are no penalties but you will forfeit cash back and ATM refunds.

Shift your auto loan into overdrive.

The journey to your new vehicle starts right here with an auto loan from Innovations. Get fast approval decisions, low rates and great terms from the credit union you know and trust. If you’re new to the vehicle buying process, check out our First-Time Buyer video.

Looking to lower the rate on a vehicle loan you already have? Put extra cash in your pocket every month by refinancing with Innovations. Get in on a great deal today.

Apply online, stop by any Innovations branch, or give us a call at 233.4400 to get going.

Award yourself again and again.

Spending is a whole lot more rewarding with the Innovations PlatinumEdge VISA® Awards Card. Earn Extra Awards® points with every dollar you spend, redeemable for gift certificates or travel-related vouchers at hundreds of retailers, airlines, grocery stores and more.

What are you waiting for? Apply today and start awarding yourself.

Bring your business to life.

You’ve got a great business idea...now what? Bring it to life with a Start-Up Loan from Innovations. We offer quick, local decisions on loans to help fuel your business faster. From money for equipment to funds for the perfect storefront, everything you need is right here. See how your idea can thrive by calling us today. Think big. Borrow local.

Contact our Business Loan Officer, Kenzy Peake, at 850.249.0803 or send him an email at kpeake@innovationsfcu.org.

More Mad City Money.

Mad City Money is a "real life" budgeting simulation exercise for high school students to help them gain insight about making smart decisions when it comes to personal finance and budgeting. The students are provided with a hypothetical job, salary and debt, then must build a budget that includes housing, transportation, food, daycare, and more "real life" expenses. Innovations is proud to host and participate in this outstanding program. With the help of volunteers from the Bay County Chamber of Commerce, we recently conducted two events: one at Mosley High School on January 9th; and one with Junior Leadership Bay held at our Thomas Drive branch on January 14th.

Mosley High School Junior Leadership Bay Group School Bus at Innovations Branch

Holiday Closings

Holiday Closings

Innovations will be closed in observance of the following holidays:

  • New Year's Day: Wednesday, January 1, 2020
  • Martin Luther King Jr. Day: Monday, January 20, 2020
  • Presidents’ Day: Monday, February 17, 2020

Click here to see all of our scheduled holiday closings.

Innovations members can get $200 cash* from Sprint.

As a member, you get $100 per line on up to two lines when you switch to Sprint on Unlimited Plus or Premium. Plus, $100 Annual Loyalty Reward. Plus, 25% off select accessories in Sprint Stores. And the Sprint 100% Satisfaction Guarantee.

Claiming your cash rewards is easy

  1. Switch to Sprint and mention that you're a credit union member.
  2. Register at LoveMyCreditUnion.org/SprintRewards
  3. Cash rewards will be deposited directly into your credit union account within 8-10 weeks.

Get rewarded for loyalty

Register now to receive a $100 loyalty cash reward every year starting one year after registration.

Visit LoveMyCreditUnion.org/SprintRewards to learn more.

* Limited time offers. Activ. Fee: Up to $30/line. Credit approval req. Cash Reward Offers: Phone lines only w/ 1 line on Unlimited Plus or Unlimited Premium plan. Avail. for eligible credit union members & member employees. $100/line, max 2 lines. Req. activ. at point of sale. Excl. prepaid & ports made between Sprint or related entities. Limit 1 Sprint Perks Corp ID per acct. No add’l. discounts apply. Loyalty Reward: $100/acct./yr. when acct. remains active and in good standing each yr. Transfer Reward: Existing Sprint customers who validate or transfer to the Sprint Cash Reward Program are eligible for a $100/acct./yr. deposit on 12 mo. anniversary. Deposit: Cash Reward issued by CU Solutions Group. Sprint acct. must remain active and in good standing for 31 days to receive Cash Reward. Allow 8-10 wks. for Cash Reward to be deposited to your Credit Union acct. If the Cash Reward does not appear after 10 wks., visit lovemycreditunion.org/reward-tracker. Satisfaction Guarantee: Call us to deactivate & return to place of purch. with complete, undamaged phone/device & receipt w/in 30 days of activ. We’ll refund your phone/device cost, svc. charges & activ. fee. Excl. Int’l. usage not incl. in plan, prem. content & 3rd party billing. We’ll refund your phone/device cost. Sprint dealer may impose add’l. fees. A $45 restocking fee may apply. Visit sprint.com/returns. Other Terms: Offer/coverage not avail. everywhere or for all phones/networks. May not be combinable with other offers. Accounts that cancel lines within 30 days of activating on promo pricing may void savings. Offer, terms, restrictions, & options subject to change & may be modified, discontinued, or terminated at any time without notice. Restrictions apply. © 2020 Sprint. All rights reserved. Sprint & the logo are trademarks of Sprint. Other marks are the property of their respective owners.

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