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Added Protection

As an Innovations member, you’ve made a smart choice for your financial future!

To further protect our members’ deposits, we provide the highest combination of federal and private share savings deposit insurance available: $500,000, which includes savings accounts, checking accounts, money market accounts and certificates of deposit.

This exceptional level of protection is automatically added to your account at no cost to you and made possible through our affiliation with the Excess Share Insurance Corporation (ESI), a subsidiary of American Share Insurance, the nation’s largest private deposit insurer.

Coverage Per Member With Excess Insurance*

Account Type NCUA Coverage ESI Coverage Total Insured
Individual $250,000 $250,000 $500,000
Joint $250,000 $250,000 $500,000
IRA $250,000 $250,000 $500,000
Business $250,000 $250,000 $500,000

Both ESI and NCUA offer coverage payable only upon failure and liquidation of the credit union.

We’re here to help secure your savings! For more information, stop by any Innovations branch or call us at 850.233.4400.


Example only.

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