Business Loans

Empower your business with our comprehensive range of Business Loans, designed to provide the resources you need to grow and thrive. Benefit from our prompt, local decision-making process and exceptional member service, ensuring you get the support you need when you need it.

Business Vehicle Loans

Competitive rates
Up to 72-month terms

Business Equipment and Machinery Loans

Low, competitive rates
No prepayment or annual fees

Business Start-up Loans

Competitive rates
Funding to start or expand your business
Variety of options based on collateral and credit score

Real Estate Loans

Competitive rates
No pre-payment penalties
Low closing costs
Convenient payment options

Business Lines of Credit*

Competitive terms
Interest-only payments
No annual fee
Meet short-term or seasonal needs
Freedom to tap into your line without reapplying each time

Business VISA^® Credit Cards

Rates as low as 9.50% APR**
Low APR** on cash advances
No annual fee, cash advance fee, or balance transfer fee
Travel emergency assistance services
Purchase security and extended protection
Backed by the power of Innovations and VISA^®
Verified by VISA® protection

Get the financial power your small business needs to expand with the exceptional service you deserve. Contact Jon Smiley, Director of Business Lending, at (850) 249-0612 or jsmiley@InnovationsFCU.org. For a Business VISA^® Credit Card, contact Kelly Littlefield, Business Loan Officer, at (850) 249-0713 or klittlefield@InnovationsFCU.org, or John Davis, Commercial Lender, at (850) 249-0724 or jdavis@InnovationsFCU.org to learn more.

Proud Supporter of SBDC
Innovations supports the Small Business Development Center (SBDC), which has been vital in accelerating Florida's economy for over 40 years. Learn more about SBDC.