Empower your business with our comprehensive range of Business Loans, designed to provide the resources you need to grow and thrive. Benefit from our prompt, local decision-making process and exceptional member service, ensuring you get the support you need when you need it.

Business Vehicle Loans

• Competitive rates
• Up to 72-month terms

Business Equipment and Machinery Loans

• Low, competitive rates
• No prepayment or annual fees

Business Start-up Loans

• Competitive rates
• Funding to start or expand your business
• Variety of options based on collateral and credit score

Real Estate Loans

• Competitive rates
• No pre-payment penalties
• Low closing costs
• Convenient payment options

Business Lines of Credit*

• Competitive terms
• Interest-only payments
• No annual fee
• Meet short-term or seasonal needs
• Freedom to tap into your line without reapplying each time

Business VISA^® Credit Cards

• Low APR** on cash advances
• No annual fee, cash advance fee, or balance transfer fee
• Travel emergency assistance services
• Purchase security and extended protection
• Backed by the power of Innovations and VISA^®
• Verified by VISA® protection

Get the financial power your small business needs to expand with the exceptional service you deserve. Contact us by emailing businesslending@InnovationsFCU.org or calling (850) 249-0803. For a Business VISA^® Credit Card, reach out to Kelly Littlefield, Business Loan Officer, at (850) 249-0713 or klittlefield@InnovationsFCU.org.