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Always At Your Fingertips

Stay Connected to Your Finances No Matter Where You Go

Several mobile phones with the Innovations FCU mobile banking app login screen.

Mobile Banking

Experience the convenience and control of our innovative mobile banking app, designed to keep you connected to your finances no matter where life takes you.

Manage Your Accounts

  • Account Overview
    Monitor balances, review transactions, and access detailed account history.

Efficient Transfers & Payments

  • Account Transfers
    Swiftly move money between accounts and schedule recurring transfers.
  • Bill Pay
    Pay bills, set up automatic payments, or use Picture Pay* to pay by snapping a photo.
  • eBill
    Manage bill payments, track history, and receive timely reminders.
  • Pay a Person (P2P)
    Securely send funds using a mobile number or email address (daily limit: $250).
  • Account to Account (A2A)
    Transfer funds to external accounts with a daily limit of $2,500.

Innovative Banking Tools

  • Mobile Deposit
    Deposit checks remotely by taking a photo with your phone (daily limit: $2,500).
  • Card Controls
    Manage your debit and credit cards and set travel notifications to prevent fraud.
  • Manage Alerts
    Customize notifications for balance updates, transactions, and loan payments.
  • View Rates
    Stay updated on current loan, credit card, and deposit rates.

Additional Services

  • Secure Messaging
    Communicate securely about your accounts or loans.
  • Contact Information
    Update your personal details effortlessly.
  • eStatements
    Access your monthly account, credit card, and tax statements online.
  • Loan Applications
    Apply for loans anytime, anywhere with ease.
  • Branch & ATM Locator
    Locate the nearest branch or ATM with just a tap.

Log in to your account(s) through Mobile Banking using your Online Banking User ID and Password. If you haven't registered yet, enroll today!

Experience the freedom and convenience of banking on the go. It's secure, user-friendly, and designed to keep you connected wherever you are.

Troubleshooting tips if you are experiencing difficulties accessing your account online:

To ensure optimal performance, please make sure your device meets the following minimum operating system requirements:

  • Android devices: Android OS version 9.0 or higher
  • iPhone and iPad users: iOS version 15.5 or higher

To delete your digital banking account, please contact us at ElectronicServices@InnovationsFCU.org. If you wish to close your Innovations account, you can visit any branch, call us, send a secure message through Online/Mobile Banking, or email us. Rest assured, your data will be securely handled and purged after 18 months of inactivity.