Contact Us

Feel free to stay in touch.

Maybe you have a question about your savings or checking account or need help with your Online Banking or Mobile Banking app. Whatever you need, email us at MemberServices@innovationsfcu.org and a team member will contact you as soon as possible.

Feel like dropping us a line?
Here’s our mailing address:
P.O. Box 15529
Panama City, FL 32406-5529

Here’s our VISA^® Credit Card payment mailing address:
P.O. Box 16267
Panama City, FL 32406

Or, giving us a call?
Local: 850.233.4400
Out-of-Area: 800.291.6272
Bill Pay: 850.249.0497

Faxes:
Accounting: 850.233.4430
Loans: 850.233.4444

To report lost or stolen cards:
For Innovations VISA^® Debit or Credit Cards: 888.297.3416

To activate a card:
For Innovations VISA^® Debit or Credit Cards: 800.290.7893
For Innovations VISA^® Debit or Credit Cards (outside the U.S.): 206.624.7998 (collect)

To change your PIN:
For Innovations VISA^® Debit or Credit Cards: 800.290.7893
For Innovations VISA^® Debit or Credit Cards (outside the U.S.): 206.467.1552 (collect)

Cardholder Assistance Line:
For Innovations VISA^® Debit or Credit Cards: 800.547.1209

You’ll find friendly faces at each of these Innovations Branches.

Address
910 Thomas Drive
Panama City Beach, FL 32408

Hours
Lobby: 9:00 a.m. to 5:00 p.m.
Drive-up: 8:00 a.m. to 5:00 p.m.

Address
512 West 23rd Street
Panama City, FL 32405

Hours
Lobby: 9:00 a.m. to 5:00 p.m.
Drive-up: 8:00 a.m. to 5:00 p.m.

Address
1038 Harrison Avenue
Panama City, FL 32401

Hours
Lobby: 8:00 a.m. to 5:00 p.m.
Drive-up: 8:00 a.m. to 5:00 p.m.

Address
2250 South Highway 77
Lynn Haven, FL 32444

Hours
Lobby: 9:00 a.m. to 5:00 p.m.
Drive-up: 8:00 a.m. to 5:00 p.m.

Address
123 North Tyndall Parkway
Panama City, FL 32404

Hours
Lobby: 9:00 a.m. to 5:00 p.m.
Drive-up: 8:00 a.m. to 5:00 p.m.

Address
17900 Panama City Beach Parkway
Panama City Beach, FL 32413

Hours
Lobby: 8:00 a.m. to 5:00 p.m.

Address
976 Main Street
Chipley, FL 32428

Hours
Lobby: 8:00 a.m. to 5:00 p.m.

Thomas Drive
23rd Street
Harrison Avenue
Lynn Haven
Callaway
Back Beach
Chipley

Thomas Drive
910 Thomas Drive, Panama City Beach, FL 32407, USA

Hours
Lobby: 9:00 a.m. to 5:00 p.m.
Drive-up: 8:00 a.m. to 5:00 p.m.

23rd Street
512 West 23rd Street, Panama City, FL 32405, United States

Hours
Lobby: 9:00 a.m. to 5:00 p.m.
Drive-up: 8:00 a.m. to 5:00 p.m.

Harrison Avenue
1038 Harrison Avenue, Panama City, FL 32401, United States

Hours
Lobby: 8:00 a.m. to 5:00 p.m.
Drive-up: 8:00 a.m. to 5:00 p.m.

Lynn Haven
2250 South Highway 77 Lynn Haven, FL 32444

Hours
Lobby: 9:00 a.m. to 5:00 p.m.
Drive-up: 8:00 a.m. to 5:00 p.m.

Callaway
123 North Tyndall Parkway, Panama City, FL 32404, United States

Hours
Lobby: 9:00 a.m. to 5:00 p.m.
Drive-up: 8:00 a.m. to 5:00 p.m.

Back Beach
17900 Panama City Beach Parkway, Panama City Beach, FL 32413, United States

Hours
Lobby: 8:00 a.m. to 5:00 p.m.

Chipley
976 Main Street, Chipley, FL 32428, USA

Hours
Lobby: 8:00 a.m. to 5:00 p.m.

Audit Committee:
Email: ac@innovationsfcu.org

Innovations Financial Credit Union Routing Number: #263281556