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The following words against a background with imarks: mission to serve our members with quality, value and integrity.

Board of Directors

The Innovations' Board of Directors is a dedicated group elected by members who volunteer their time to serve the credit union. They meet regularly to ensure that Innovations FCU operates with sound financial stewardship. Your Board of Directors includes:

Our Annual Meeting and election was held on March 24, 2026, at our Thomas Drive branch. We're pleased to share that Josh Scribner, Ken White, and Craig Ellis were re-elected to continue serving on the Board of Directors. Following the election, the Board completed its annual officer reorganization, including the appointment of Kim Johns as Vice Chair.

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Josh Scribner

Chair

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Kim Johns

Vice Chair

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Kenneth White

Treasurer

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Gerald Steinbaum

Secretary

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Anita Broughton

Director

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Craig Ellis

Director

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Nancy Luther

Director

Management

The Innovations Management Team is the backbone of our credit union, overseeing daily operations both at the branch level and across the entire organization. This dedicated team includes:

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Scott Gladden

President & Chief Executive Officer

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Jeremy Hinton

Senior Vice President/Chief Financial Officer

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David Powell

Senior Vice President/Chief Operating Officer

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Jeremy Wood

Senior Vice President/Chief Strategy Officer

Barbara McCullough

Controller

Kenny Ray Mitchell

Market Leader — Northern Panhandle Region

Jamie Goodwin

Electronic Services Director

Robert Guice

Director of Information Technology

Angie Burnett

Director of Projects

Robin White

Human Resources Director

Ruthie Parker

Marketing Director

Brent Brown

Director of Facilities

Melissa Wilds

Director of Finance

Kristie McLane

Director of Community Business Development

Kurt Kormann

Compliance Officer

Steven Dvorak

Enterprise Risk Program Manager

Amanda Leonard

Projects Manager

Gina Mann

Mortgage Lending Manager

Marty Perrett

Commercial Lender

Anita Howard

Loan Servicing Manager

Brooke Roberts

Collections Manager

Jon Smiley

Business Lending Manager

Tricia Cottle

Senior Branch Manager — Harrison Avenue

Tanya Tableriou

Senior Branch Manager — Thomas Drive

Chris Berry

Branch Manager — 23rd Street West

Sylvia Crider

Branch Manager — Back Beach

Melanie Cardwell

Branch Manager — Bonifay

Heather Hart

Branch Manager — Lynn Haven

Lindsey Soltis

Branch Manager — Middle Beach

Chelsea Saffold

Branch Manager — Callaway

Lucie Daniel

Branch Manager — Chipley

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Audit Committee

The Innovations' Audit Committee plays a crucial role in reviewing audits and resolving member disputes. The members of your Audit Committee are:

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Blaine Cook

Chairman

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Lisa Barker

Member

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Jose Baron

Member

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Don Gedeon

Member

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Sharon Frost

Member

Please contact the Audit Committee at ac@innovationsfcu.org for any questions or concerns.