Explore our quarterly newsletter by accessing the archive below.

See how Innovations served our members and community. Our annual reports include year-end highlights and financial information.

Innovations Financial Credit Union Appoints Scott Gladden as President and Chief Executive Officer

Panama City, FL, January 30, 2026 — Innovations Financial Credit Union announces that Scott Gladden has been appointed President and Chief Executive Officer. Gladden brings more than 36 years of experience in the credit union industry, including 21 years with Innovations Financial Credit Union, where he will celebrate his anniversary in February.

Innovations Financial Credit Union Announces Retirement of CEO David Southall

Panama City, FL, December 3, 2025 — Innovations Financial Credit Union announces the upcoming retirement of Chief Executive Officer David Southall, effective December 31, 2025. His retirement marks the conclusion of a distinguished 39-year career in the credit union industry and more than three decades of service to Innovations and its members.

Local Credit Unions Unite to Build "The Credit Union House" in Bay County

Panama City, FL, October 16, 2025 — Seven local credit unions have joined forces to build the "Credit Union House" for Bay County's Habitat for Humanity, marking a significant contribution to the community's housing efforts.

Innovations Financial Credit Union Honors Angie Barger on Her Retirement

Panama City, FL, October 3, 2025 — Innovations Financial Credit Union proudly announces the retirement of Angie Barger, Executive Director of Member Services, after an impressive 39-year career in banking, including her service as President and CEO of First National Bank Northwest Florida (FNB) prior to its acquisition by Innovations in 2024.

Innovations' Kristie McLane Selected for Leadership Northwest Florida Class IV

Panama City, FL, September 25, 2025 — Innovations Financial Credit Union is proud to announce that Kristie McLane, Director of Community Business Development, has been selected by the Florida's Great Northwest (FGNW) Foundation to participate in Class IV of the Leadership Northwest Florida program.

Innovations Financial Credit Union Promotes Lindsey Soltis to Middle Beach Branch Manager

Panama City, FL, August 26, 2025 — Innovations Financial Credit Union is proud to announce the promotion of Lindsey Soltis to Branch Manager of the Middle Beach location.

Innovations Financial Credit Union Names Lucie Daniel as Chipley Branch Manager

Panama City, FL, August 26, 2025 — Innovations Financial Credit Union is pleased to announce the promotion of Lucie Daniel to Branch Manager of the Chipley location.

Innovations Financial Credit Union Promotes Heather Hart to Lynn Haven Branch Manager

Panama City, FL, August 26, 2025 — Innovations Financial Credit Union is proud to announce the promotion of Heather Hart to Branch Manager of the Lynn Haven location.

Innovations Financial Credit Union Promotes Chelsea Saffold to Callaway Branch Manager

Panama City, FL, August 26, 2025 — Innovations Financial Credit Union is pleased to announce the promotion of Chelsea Saffold to Branch Manager of the Callaway location.

Innovations Financial Credit Union Ranks #11 Nationally Among Best Credit Unions to Work For in 2025

Panama City, FL, August 19, 2025 — Innovations Financial Credit Union is honored to announce that it has been named the #11 Best Credit Union to Work For in 2025 by American Banker. This recognition celebrates credit unions across the nation that demonstrate excellence in workplace culture, employee engagement, and organizational leadership.

Innovations Financial Credit Union Names David Powell as Senior Vice President and Chief Operating Officer

Panama City, FL, August 5, 2025 — Innovations Financial Credit Union is proud to announce the promotion of David Powell to Senior Vice President and Chief Operating Officer (COO). In this executive leadership role, Powell will oversee the credit union's core operations, branch network, deposit and loan servicing, collections, and facilities.

Innovations Financial Credit Union Names Jeremy Wood as Senior Vice President and Chief Strategy Officer

Panama City, FL, August 5, 2025 — Innovations Financial Credit Union is pleased to announce the promotion of Jeremy Wood to Senior Vice President and Chief Strategy Officer (CSO). In this expanded leadership role, Wood will oversee the credit union's strategic planning, human resources, marketing and communications, enterprise projects, information technology, and digital banking functions.

Innovations Financial Credit Union Opens New Branch in Bonifay, FL

Panama City, FL, May 15, 2025 — Innovations Financial Credit Union is excited to announce the official opening of its newest branch in Bonifay, Florida. Located at 402 N Waukesha Street, this full-service branch brings Innovations' signature blend of personal service and modern banking solutions to Holmes County for the first time.

Innovations Financial Credit Union Ranked Among the Top 10 Credit Unions Nationwide for Member Value

Panama City, FL, May 14, 2025 — Innovations Financial Credit Union has been named one of the Top 10 Credit Unions in the Nation for delivering exceptional value to its members, according to the latest Return of the Member (ROM) Index from Callahan & Associates.

Innovations Financial Credit Union Raises Over $22,000 for Gulf Coast Children's Advocacy Center at Annual Charity Golf Tournament

Panama City, FL, May 8, 2025 — Innovations Financial Credit Union is proud to announce the tremendous success of its 2025 Charity Golf Tournament, held on April 4, 2025, at the beautiful Bay Point Golf Club. With strong support from credit union partners, community businesses, and local advocates, this year's event raised $22,061 to benefit the Gulf Coast Children's Advocacy Center.

Innovations Financial Credit Union Announces Leadership Transition

Panama City, FL, March 31, 2025 — Innovations Financial Credit Union is pleased to announce a leadership transition that will shape the future of the organization. As current President and CEO David Southall prepares for his retirement at the end of 2025, the Board of Directors has officially named Scott Gladden as his successor.

Six Members Announced for the Atlanta Fed's Community Depository Institutions Advisory Council

Atlanta, GA, March 25, 2025 — The Federal Reserve Bank of Atlanta announces six new members of its Community Depository Institutions Advisory Council (CDIAC): Angie Barger, Aaron Dorn, Susan Moss, Joe Newberry, Brian North, and Suzanne Weinstein. They will serve three-year terms that expire in 2027.

Innovations Financial Credit Union Welcomes Kristie McLane as Director of Community Business Development

Panama City, FL, January 10, 2025 — Innovations Financial Credit Union is excited to announce the addition of Kristie McLane to our leadership team as the new Director of Community Business Development. With over 14 years of experience in banking and a strong track record of fostering client relationships, Kristie is poised to bring dynamic leadership to our credit union.

Innovations Financial Credit Union Completes Acquisition of First National Bank Northwest Florida

Panama City, FL, September 3, 2024 — Innovations Financial Credit Union is thrilled to announce the successful completion of its acquisition of First National Bank Northwest Florida, marking a significant milestone in the institution's growth strategy.

Innovations Financial Credit Union Opens Branch in Chipley, FL

Panama City, FL, August 29, 2024 — Innovations Financial Credit Union proudly announces the official opening of its new branch in Chipley, FL, marking its first expansion beyond Bay County. This new branch will provide a full suite of financial services, including personal and business banking, consumer loans, business and mortgage loans, and more, all delivered with Innovations' signature personal touch.

Innovations Financial Credit Union Ranks #4 Nationally Among Best Credit Unions to Work For in 2024

Panama City Beach, FL, August 26, 2024 — Innovations Financial Credit Union is proud to announce its ranking as the #4 Best Credit Union to Work For in 2024, a prestigious honor awarded by American Banker in a national competition. This recognition underscores Innovations FCU's unwavering commitment to fostering a workplace culture that prioritizes employee satisfaction, professional development, and community involvement.

Innovations Financial Credit Union is Coming Soon to Chipley, FL

Panama City, FL, July 19, 2024 — Innovations Financial Credit Union is excited to announce the upcoming opening of its new branch in Chipley, FL. This marks the credit union's first branch outside Bay County, extending its reach and commitment to providing exceptional financial services to more communities in the region.

Innovations Charity Golf Tournament Raises Over $21,000 for Gulf Coast Children’s Advocacy Center

Panama City, FL, April 11, 2024 — Innovations Financial Credit Union is thrilled to announce the success of its recent Charity Golf Tournament, held on March 29, 2024. The event, which took place at Bay Point Golf Club, was organized to support the Gulf Coast Children's Advocacy Center, a vital organization dedicated to assisting children and families in need.