Skip to Content

Which checking account is the best choice?

That’s a good question.

We know when it comes to managing your money, a robust, dependable checking account is a top priority. We are always here to help you make the best choice. And with features like these, you can’t go wrong either way.

This checking account comparison chart can help you decide which Innovations Checking Account best fits your needs.

Regular
Ignite Rewards*
No Minimum Balance to Open
Yes
Yes
No Monthly Service Fee
Yes
Yes
No Per-Check Fees
Yes
Yes
Free Mobile Banking with Card Controls
Yes
Yes
Free Online Banking
Yes
Yes
Free Bill Pay
Yes
Yes
Mobile Wallet
Yes
Yes
Free eStatements
Yes
Yes
Free VISA® Debit Card with Verified by VISA® Protection
Yes
Yes
Fee-Free, unlimited ATM usage at all Innovations ATMs
Yes
Yes
Overdraft Protection
Yes
Yes
Deposits are federally insured to at least $250,000 by the National Credit Union Administration (NCUA)
Yes
Yes
ID Protect®
No
Yes
No Minimum Balance to Earn Rewards
No
Yes
Up to $8 in Cash Back Per Cycle*
No
Yes
Up to $15 in ATM refunds Per Cycle*
No
Yes

Ready to make a pick?

Opening any of our Checking Accounts is easy. Just stop by one of our branches to get started.

*

To qualify, you must enroll in and receive eStatements and clear at least 15 debit card transactions per cycle. For any cycle in which you do not qualify, there are no penalties but you will forfeit cash back and ATM refunds.

Back to top