Skip to Content
Download the Innovations FCU App
Innovations FCU Mobile Banking App Download it now

Vehicle Loans

The easiest way to get where you’re going.

Driving, cruising, floating or flying. Innovations can get you moving no matter where you’re going or how you’re attempting to get there. Get your loan for a new or used vehicle, boat, personal watercraft, RV, or airplane with us and take advantage of great rates and terms, as well as a fast approval process.


Or, if you already own a vehicle and you’d like to add more MPM (Money Per Month) to your pocket, talk to us about refinancing. No matter what you’re paying now, let us see if we can lower your rate* or monthly payment* when you refinance your loan from another lender. By the way, it only takes a few minutes to fill out an application.

Either way, you can take pride in knowing that you’re dealing with people who are right here in Bay County—not some big financial institution that is hundreds or thousands of miles away—even if the vehicle you want to purchase isn’t located in Bay County. That means we can get you a fast decision on your loan.

Auto Loans – What a First-Time Buyer needs to know.

If you’re ready, you can apply online now. Otherwise, stop by any Innovations branch or give us a call at 850.233.4400, or toll-free at 800.291.6272 or 877.536.2933.

Exclusive member savings on car insurance. Get a quote.


Loan decisions are based on applicant creditworthiness.

Back to top