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Octane Business Checking

Power up with fee-free Octane Business Checking.

Octane Business Solutions
Running a small business isn’t easy. We know that. And taking care of the millions of details critical to making your business thrive—especially expenses—can be a hassle. That’s why having a convenient, powerful, fee-free business checking account backed by amazing service is essential to your success.

Octane Business Checking offers you:

  • No minimum balance requirement
  • No monthly service fee
  • No per-check fees
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking
  • Free VISA® Debit Card
  • Contact us about our Payment Processing Partner at 850.249.0803 or 850.249.0713
  • To protect our members’ deposits, we provide the highest combination of federal and private share savings deposit insurance available: $500,000, which includes savings accounts, checking accounts, money market accounts and certificates of deposit.

Opening an Octane Business Checking account:

Business checking accounts can be opened at any Innovations branch. Please bring the following items with you to open your new account:

  • Copy of your LLC or Corporate Organizational Documents
  • Verification of your Business EIN (if applicable)
  • Driver’s License copies and signatures from anyone authorized to access the account
  • A minimum deposit of $5 in a Business Savings account to establish membership at Innovations

An Octane FREE Business VISA® Debit Card offers you:

Innovations means business. Think big. Fuel change.

If you’re ready to get started, contact us at 850.249.0803.

How do I activate my debit or credit card?

  • If your debit or credit card was issued at an Innovations branch location, your card is automatically activated.
  • If your debit or credit card was mailed, there will be a list of directions to help you activate your new debit or credit card. To activate the card simply call the phone number that is on the sticker on the card. It can also be activated online at

Be sure to change your PIN at an ATM or at a branch location. You should not share this number with anyone else. Your PIN acts a signature when you use your debit or credit card for point of sale transactions and to withdraw cash from an ATM.

Important Notice

If you intend to use your Innovations’ debit and/or credit card when traveling out of state, please contact us at 850.233.4400 first so our fraud monitoring service will not place a block on purchases. This can also be done via Mobile Banking. In addition, you can us the Card Controls feature to turn your cards on or off if they are stolen, lost or otherwise compromised.

SBDC Helping Businesses Grow & Succeed

For over 40 years, the Florida Small Business Development Center (SBDC) Network has accelerated Florida’s economy by providing vital support to the state’s small business community. Click to learn more.

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