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Control, Confidence, Convenience

Business Checking with no monthly fees*, no minimum balance, and convenient digital banking tools.

Locations & Hours Added Protection
Business owner in a woodworking workshop reviewing paperwork while talking on a mobile phone.

Business Checking

Your business deserves banking that works as hard as you do. With fewer fees, convenient digital tools, and a local team behind you, managing your money just got easier.

  • No minimum balance, no monthly fees*, and no per-check fees
  • Free online and mobile banking with bill pay
  • Free VISA® debit card with mobile wallet access
  • Added deposit protection and Verified by VISA® security
  • Unlimited ATM usage

Visit any branch or call us at (850) 233-4400 to open your account today.

To open your account, please bring:

  • LLC or Corporate Documents
    • Articles of Administration from Sunbiz (all listed individuals must be present at account opening)
    • Business EIN verification letter from the IRS, if applicable.
  • Valid ID for all authorized account users
  • $5 minimum deposit for your Business Savings account
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*Optional services, such as Online Business Banking Services, have a monthly fee. By applying for and using the Online Banking Business Services, the business member acknowledges a monthly service fee of $15 will be charged to its checking account on the last day of the month. The business member understands this fee will be debited by Innovations Financial Credit Union on a recurring basis and is non-refundable.