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Local Business Banking

Better banking starts with no minimum balance, no monthly service fees*, and local support.

Locations & Hours Added Protection
Female small business owner smiling while holding a tablet in a boutique workspace with shipping boxes and merchandise in the background.

Business Checking

Every successful business starts with the right foundation. Our Business Checking accounts are designed to keep your finances running smoothly, backed by local service and a team that's here to support your business as it grows.

  • No minimum balance, no monthly fees*, and no per-check fees
  • Free online and mobile banking with bill pay
  • Free VISA® debit card with mobile wallet access
  • Added deposit protection and Verified by VISA® security
  • Unlimited ATM usage

Visit any branch or call us at (850) 233-4400 to open your account today.

To open your account, please bring:

  • LLC or Corporate Documents
    • Articles of Administration from Sunbiz (all listed individuals must be present at account opening)
    • Business EIN verification letter from the IRS, if applicable.
  • Valid ID for all authorized account users
  • $5 minimum deposit for your Business Savings account
Online Services Added Protection Positive Pay Login

*Optional services, such as Online Business Banking Services, have a monthly fee. By applying for and using the Online Banking Business Services, the business member acknowledges a monthly service fee of $15 will be charged to its checking account on the last day of the month. The business member understands this fee will be debited by Innovations Financial Credit Union on a recurring basis and is non-refundable.