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Shop smart with rates starting at 7.50% APR1 on our VISA® Credit Cards.

Apply Online for a Credit Card Loyalty Rewards Center
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VISA® Credit Cards

Gear up for the new school year with our VISA® Credit Cards, designed to help you shop smarter and save more. Whether you're shopping for school clothes, supplies, new tech, or other essentials, we have you covered with great rates and rewarding benefits.

Platinum VISA® Credit Card

  • Rates as low as 7.50% APR1 for purchases, cash advances, and balance transfers.
  • No annual fees, balance transfer fees, or cash advance fees.
  • Instant Card Printing2

PlatinumEdge VISA® Rewards Credit Card

  • Rates as low as 8.50% APR1 for purchases, cash advances, and balance transfers.
  • No annual fees, balance transfer fees, or cash advance fees.
  • Earn rewards points on every dollar spent.3
  • Redeem points for gift certificates, travel vouchers, and more from hundreds of retailers and service providers.
Apply Online Loyalty Rewards Center

1APR = Annual Percentage Rate. The rate you receive is based on your creditworthiness. These rates are accurate as of today.

2Cards are printed at any Innovations branch upon approval.

3Rewards can be used to order redemptions described on the Program website, which may be updated without notice. Reward requirements assigned to any redemption are subject to change without notice, and redemption options may be discontinued at any time.

Loyalty Rewards: Terms & Conditions, Frequently Asked Questions & Program Rules can be viewed on the Loyalty Rewards® website.

Contact Us Online

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Contact Information
  2. e.g. yourname@domain.com
  3. e.g. (850) 233-4400
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