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Swipe, Save & Soak Up Sunsets

Enjoy stress-free spending with Platinum Credit Card rates as low as 7.50% APR* and no hidden fees!

A collage of three photographs of sunsets.

VISA® Credit Cards

Your financial peace of mind starts here. With an Innovations Platinum Credit Card, you can enjoy competitive rates, fewer fees, and perks designed to make managing your finances simple and stress-free. Whether you're covering everyday expenses or planning for something special, we're here to help you stay in control of your finances.

Platinum VISA® Credit Card

  • Rates as low as 7.50% APR* for purchases, cash advances, and balance transfers.
  • No annual fees, balance transfer fees, or cash advance fees.

PlatinumEdge VISA® Rewards Credit Card

  • Rates as low as 8.50% APR* for purchases, cash advances, and balance transfers.
  • No annual fees, balance transfer fees, or cash advance fees.
  • Earn rewards points on every dollar spent.**
  • Redeem points for gift certificates, travel vouchers, and more from hundreds of retailers and service providers.

Introducing the new Innovations Loyalty Program! As of April 18, 2025, please enroll in the new loyalty program to access your rewards points. Don't worry—you won't lose any of your accumulated awards points. They'll automatically transfer to the new platform.

What You'll Need to Enroll on the New Platform:

• Your email address
• Your Innovations Visa card number
• The last 4 digits of your Social Security Number
• Your postal code

For Our Valued Business Members

Looking to grow your business? Our Business Visa gives you the financial power you need, backed by exceptional service. Contact Kelly Littlefield, Business Loan Officer, at (850) 249-0713 or klittlefield@InnovationsFCU.org, to learn more.

Whichever card you choose, you'll get the flexibility, savings, and peace of mind you deserve. Apply for an Innovations Visa Platinum Credit Card today and leave the stress behind.

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  2. e.g. (850) 233-4400
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