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Low Rates. High Spirits.

Keep your spirits high and your credit card rate low with rates as low as 7.50% APR* and no annual, balance transfer, or cash advance fees.

Apply Online for a Credit Card Loyalty Rewards Center
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VISA® Credit Cards

Low rates, fewer fees, and more reasons to feel good about your credit card! Make the switch to an Innovations Platinum Credit Card and enjoy the flexibility and savings you've been looking for.

Platinum VISA® Credit Card

  • Rates as low as 7.50% APR*
  • No annual, balance transfer, or cash advance fees

PlatinumEdge VISA® Rewards Credit Card

  • Rates as low as 8.50% APR*
  • No annual, balance transfer, or cash advance fees
  • Earn rewards points on every dollar spent**
  • Redeem for gift cards, travel, and more!

For Our Valued Business Members

Looking to grow your business? Our Business Visa gives you the financial power you need, backed by exceptional service. Contact Kelly Littlefield, Business Loan Officer, at (850) 249-0713 or klittlefield@InnovationsFCU.org, or John Davis, Commercial Lender, at (850) 249-0724 or jdavis@InnovationsFCU.org to learn more.

Keep your spirits high and your rates low. Apply for an Innovations Visa Platinum Credit Card today.

Apply Online Loyalty Rewards Center

*APR = Annual Percentage Rate. The rate you receive is based on your creditworthiness. These rates are accurate as of today.

**Rewards can be used to order redemptions described on the Program website, which may be updated without notice. Reward requirements assigned to any redemption are subject to change without notice, and redemption options may be discontinued at any time.

Loyalty Rewards: Terms & Conditions, Frequently Asked Questions & Program Rules can be viewed on the Loyalty Rewards® website.

Contact Us Online

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