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High Rate? Change It.

With rates as low as 7.50% APR*, no annual fee, and support from a local team, you'll enjoy personal service and savings that add up.

Three stacked Innovations Platinum Visa credit cards displayed in a floating arrangement against a blue background.

VISA® Credit Cards

Why pay more? Make the switch to an Innovations Platinum Credit Card and enjoy lower rates, rewarding benefits, and the flexibility you've been looking for.

Platinum VISA® Credit Card

  • Rates as low as 7.50% APR*
  • No annual, balance transfer, or cash advance fees

PlatinumEdge VISA® Rewards Credit Card

  • Rates as low as 8.50% APR*
  • No annual, balance transfer, or cash advance fees
  • Earn rewards points on every dollar spent**
  • Redeem for gift cards, travel, and more!

For Our Valued Business Members

Looking to grow your business? Our Business Visa gives you the financial power you need, backed by exceptional service. Contact Tim Burnett, Business Loan Officer, at (850) 249-0671 or tburnett@InnovationsFCU.org, to learn more.

Ready to ditch high rates? Apply for an Innovations Visa Platinum Credit Card today.

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