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Fall for Low Auto Rates

Flexible financing, rates as low as 2.99% APR*, and fast local decisions, all in one place.

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Fall for Savings. Drive with Confidence.

It's the perfect season to upgrade your ride or refinance the one you love. With auto loan rates as low as 2.99% APR* and flexible terms to fit your budget, Innovations makes it easy to save big and drive happy.

  • Rates as low as 2.99% APR* for 24-month terms
  • Flexible financing terms from 36 to 72 months
  • Local, fast decisions — so you can get back on the road quicker
  • Online pre-approvals to shop smart before you visit the dealership

Ready to Shop for a Vehicle?

Get pre-approved with Innovations before visiting the dealership. Pre-approval empowers you to negotiate the best price and ensures you stay within your budget, saving you money right from the start!

More Than Just a Loan

At Innovations, we're not a one-time transaction — we're your partner in improving your financial life. When you select GAP coverage or warranty protection, our team handles the claims for you, making the process hassle-free. Protect your vehicle and your wallet with:

  • Mechanical Breakdown Protection (MBP)
  • Guaranteed Asset Protection (GAP)
  • Auto Deductible Reimbursement (ADR)
  • Depreciation Protection
  • Credit Insurance

Ready to Get Started?

Apply online today and fall for a low auto rate you'll love.

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