From "just browsing" to "just bought it," we make car buying easy, breezy, and budget-friendly. With flexible terms and rates as low as 2.99% APR*, you'll be cruising in no time. Let Innovations help you take the wheel with confidence — and maybe even a little windows-down kind of joy.

• Rates as low as 2.99% APR* for 24-month terms
• Flexible financing terms from 36 to 72 months
• Local, fast decisions — so you can get back on the road quicker
• Online pre-approvals to shop smart before you visit the dealership
• 1% rate discount available July 9–19 on qualifying loans (excludes loans approved at our 2.99% APR floor rate)**

Ready to Shop for a Vehicle?

Get pre-approved with Innovations before visiting the dealership. Pre-approval empowers you to negotiate the best price and ensures you stay within your budget, saving you money right from the start!

More Than Just a Loan

At Innovations, we're not a one-time transaction — we're your partner in improving your financial life. When you select GAP coverage or warranty protection, our team handles the claims for you, making the process hassle-free. Protect your vehicle and your wallet with:

• Mechanical Breakdown Protection (MBP)
• Guaranteed Asset Protection (GAP)
• Auto Deductible Reimbursement (ADR)
• Depreciation Protection
• Credit Insurance

Ready to Get Started?

Apply online today and let us help you take the wheel toward better financial control!