Fraud Alert: If you receive a phone call or text message from someone claiming to be from the Innovations FCU please use caution and do not provide sensitive information. Learn how to safeguard your account.

Feeding Our Community

Join the 7^th Annual Food Drive for Bay County's seniors.

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Extending Our Reach

Providing exceptional financial services to Chipley!

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Former FNB Customers

Welcome to Innovations!

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Big Smiles, Bigger Savings

Keep more money in your pocket with Vehicle Loans as low as 2.99% APR*!

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Holiday Prep Starts Here

Platinum Credit Cards — Rates starting at 7.50% APR, no annual fees, and more to celebrate!*

Learn More about our Platinum Credit Cards.

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Quick Links

We're here to help.

First National Bank Customers

Welcome to Innovations! Easily access the acquisition FAQs and FNB Online Banking Login here.
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Accounts

Whether you're managing a checking account for daily expenses or saving for the future, we have options to meet all your banking needs.
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Loans

If you're buying a new or used car or looking for the perfect credit card, our competitive rates and tailored solutions will help you reach your financial goals.
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Business

Fuel your business growth with tailored financial products, from accounts to flexible loans.
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Digital Banking

Enjoy convenient, secure access to your accounts, making it easy to manage your finances seamlessly from any device.
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About

Learn about our history, commitment to service, and the benefits of becoming a member.
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