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Skip-A-Payment Program

Skip-A-Payment 2018

Have a jolly good time with the ability to skip a loan payment for a month this holiday season. Even if you’ve planned your budget to include holiday expenses, you never know when an unexpected repair or emergency will come along.

Here comes our Skip-A-Payment program*, making spirits bright. Your Innovations team is here to help you with this popular program created to make things a little jollier this holiday season.

Whatever your reason, get started online today. You can also stop by any Innovations branch or give us a call at 850.249.1149 or 800.291.6272 to get started.


Skip-A-Payment does not apply to home equity or mortgage loans, mobile home loans, workout loans, business loans or student loans. Loans approved for the up to 90-day Hurricane Assistance Loan Payment Program Deferral are not eligible to receive the Holiday Skip-A-Payment. Offer is subject to approval and all accounts must be current to qualify. Only one month’s payment per loan during the months of November, December or January is eligible to be skipped. Each payment that is skipped will extend the term of your loan by one month. A loan’s first payment is not eligible to be skipped. If you choose to skip a payment, interest will continue to accrue on your loan during the skipped month. Members who have purchased GAP insurance are responsible for skipped payment(s) in the event of a claim deficiency as stated in the GAP waiver addendum.

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