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Money Markets

A Money Market Account totally lives up to its name.

Basically, it’s a really smart way to manage your money.

First, let’s start with the high rates. Our yields are incredibly competitive, and with a $1,000 balance, you can earn a higher dividend than you would with a typical savings account. Plus, there are no monthly fees.

It’s also a flexible way to build an emergency savings account–the extra bit of cash you can access quickly in case of an unexpected medical expense, a car repair, or even an unforeseen need for a Smart TV. Each month, you can make up to six* withdrawals (at a minimum of $250 each). You can make an unlimited number of deposits every month.

And if you’d really like to manage your money, you can even choose to have a portion of your paycheck direct deposited right to your account.

To protect our members’ deposits, we provide the highest combination of federal and private share savings deposit insurance available: $500,000, which includes savings accounts, checking accounts, money market accounts and certificates of deposit.

Ready to start saving?

Stop by one of our convenient branch locations, or call 850.233.4400, or 800.291.6272 to get started on your Money Market Account.

Innovations Financial Credit Union meets all USA Patriot Act Identity Verifications.


No more than six transfers and withdrawals, or a combination of such transfers and withdrawals, per statement cycle, to another of the member’s credit union accounts or to a third party by means of a preauthorized or automatic transfer, or telephonic (including data transmission) agreement, order or instruction, or by check, draft, debit card, or similar order made by the depositor and payable to third parties.

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