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Lightning Cash Loan

Unexpected expenses can arise when you least expect them. Introducing Lightning Cash, our no credit check, payday loan alternative designed exclusively for our valued members.

Key Features:

  • Loan Amounts: Borrow between $500 – $2,500.
  • Flexible Repayment: Enjoy a comfortable repayment period of 12 – 30 months, depending on your chosen loan amount.
  • Low Origination Fee: A minimal $15 origination fee ensures you get the funds you need without breaking the bank.
  • Member Exclusive: As a credit union member for at least three months, Lightning Cash is our way of offering exclusive benefits to our loyal community.
  • No Credit Check: We believe in your financial journey, not just your credit score.
  • Dual Loan Limit: Manage your finances smartly with a maximum of two loans at a time, totaling up to $2,500.

How to Apply:
This unique loan option is available exclusively through the Innovations Mobile Banking app or Online Banking. Simply log in to your account, explore the Lightning Cash option, and take control of your financial path.

Life is unpredictable, but your financial solutions don’t have to be. Stop by any Innovations branch or call us at 850.233.4400 for more information.


Terms and conditions apply. Lightning Cash is available to eligible primary account holders only. Must be a credit union member for at least three months. Maximum of two loans at a time totaling $2,500.

Federally insured by NCUA.

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