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Board of Directors

Your Innovations FCU Board of Directors.

Our board of directors is a group of members, elected by the members, who volunteer to serve the credit union. They meet regularly to ensure that we operate in a sound and fiscally responsible way. Your Innovations FCU Board of Directors includes:

Rob Fernandez

Rob Fernandez

Rob Fernandez holds a Bachelor’s and Master’s degree in Mechanical Engineering as well as a Master’s in Engineering Management. He served as a Navy Civilian engineer from 1967 to retirement in 2002, holding various leadership positions from 1986 to 2002 before retiring as a senior Engineering Manager. After retirement he taught Math and Engineering at JR Arnold HS and Gulf Coast Community College. He currently works part-time as a Senior Systems Engineer at Booz Allen Engineering, Panama City.

Rob has been a member of Innovations FCU since 1995. He served on the Innovations’ Supervisory Committee from 2001 to 2008, holding the position of Supervisory Committee Chairman from 2003 to 2008. He is currently serving on the Innovations’ Board of Directors (first elected in February 2008) as the Board Vice Chairman and served previously as the Board Treasurer. He has also held volunteer leadership positions in several other local professional and civic organizations.

Craig Ellis

Craig Ellis
Vice Chairman

Craig Ellis has been a member of Innovations Federal Credit Union for over 20 years.

He has 30+ years’ management experience, including over 10 years with the Fortune 500 financial institution, Sallie Mae. He presently works as the Director of Compliance for Seltzer Management in Panama City Beach.

Craig served as Chief of Operations for the United States Department of Health and Human Services and managed a 16-billion dollar federal loan program while serving in that capacity. Craig also worked as the Program Manager for MicroStrategy, Inc., and managed the implementation of multi-million dollar data warehouses for Fortune 500 and Global 2000 companies, including Bank of America and Capital One.

Craig received a Bachelor of Business Administration in Management from James Madison University and has attended numerous executive development courses, including the Office of Personnel Management’s Executive Development Seminar.

In the past, Craig was Nextel’s Spirit Committee Chairman (managing all community events), was The United Way Chairman for Sallie Mae, and served as Co-Chairman of Leisure Services for the City of Lynn Haven.

Through the years, Craig has worked with numerous other local organizations, including Habitat for Humanity, the American Heart Association, the Children’s Miracle Network, March of Dimes, Covenant Hospice and the American Red Cross.

Trevor Walls

Trevor Walls

Trevor is a business administration professional with twenty five years of business and IT experience, focusing on leadership, management, customer service, and business education. He has a Bachelor’s degree in Business Management from Troy University and is beginning his pursuit of a Master’s in Business Administration at Florida State University in the fall.

In his current role as a Corporate College Coordinator at Gulf Coast State College, he is responsible for establishing relationships within the community and providing educational opportunities and partnerships for both businesses and the college that are mutually beneficial. He is actively involved in the community as a member of the Bay County Chamber of Commerce, a Leadership Bay graduate, member of the Leadership Bay Steering Committee, Bay County Beach Chamber member and has several other local charity affiliations.

Trevor and his wife Jody have been married for 25 years and have one daughter, Bryn who attends Mosley High School. Trevor has been a credit union member all of his life, and joined Innovations Federal Credit Union in 2008 when he returned home after 10 years in the Orlando area. He is an avid credit union fan and truly believes in the “people helping people” credit union philosophy.

Kenneth White

Kenneth White

Ken is the Owner/President of KLW Enterprises, Inc., a promotional products company, specializing in embroidered and screen printed apparel. He has operated this company since 1989. Prior to that, his career spanned 22 years of management and executive positions with Gulf Power Company, Sunshine Jr. Stores, and Bell Signs Inc.

His experience with credit unions began in 1967 when he joined the Gulf Power Employees Credit Union. He later served on the Board of Directors and as President/Chairman of GPECU in the late 60’s and early 70’s. He has been a member of Innovations FCU for many years serving on the Supervisory Committee for approximately 10 years and serving as Chairman of that group for eight of those years.

Ken earned a Bachelors’ Degree in Accounting from Florida State University (1966) and an MBA from The University of West Florida (1980).

Over the past 35 years, Ken has been actively involved in the Panama City community. He is a member of the Panama City Rotary Club where he serves as a Paul Harris Fellow and Past President. He has served as a Past President for the United Way of NWFL and is a former member of the Board of Directors for The American Red Cross of Bay County. Ken is a member of both the Panama City Beach and Bay County Chambers of Commerce and has served on the Bay County Economic Development Alliance.

Nancy Luther

Nancy Luther

Nancy Luther has worked in the marketing and media industry since 1997, was a Senior Marketing Consultant for iHeartmedia for many years and is currently the Branch Manager of Adecco Staffing, the world leader in workforce solutions.

Nancy has been afforded the opportunity to work closely with many community and non-profit organizations, including the Bay County Chamber, the Panama City Beach Chamber’s Women’s Work-Life Symposium, and the United Way Women’s Leadership Council. Over the years, she has served on the board of the Pregnancy Resource Center, chaired the United Way Communications Committee and is a past President of Bay Arts Alliance. She is a long time member and current President-Elect of Emerald Coast Business Women. Nancy recently co-chaired the annual Death by Chocolate event which has raised over $175,000 for local scholarships. Nancy is proud to be a graduate of Gulf Coast State College and Florida State University—Panama City. She was also the first FSUPC campus student to receive the Leadership Award for the FSU School of Criminology.

Originally from South Florida, Nancy has lived in Bay County since 1986 and considers it home. She and her husband Tim have been married for 28 years and have 3 children and 2 grandchildren. Their daughter is a teacher/Crisis Intervention Specialist with Oakland Terrace Elementary. Their oldest son just graduated from FSU and their youngest just joined the US Coast Guard and is stationed in Pensacola working with the Search and Rescue Unit. Nancy, Tim, and their family have been members of Innovations Federal Credit Union since 2008.

Kristopher McLane

Kristopher McLane

Kristopher McLane is the President and CEO of the Panama City Beach Chamber of Commerce. Starting at the Panama City Beach Chamber in 2008, McLane has been involved in continuing education through the Florida Association of Chamber Professionals (FACP), Association of Chamber of Commerce Executives (ACCE), and is currently enrolled to receive his Institute of Management (IOM) certification from the U.S. Chamber of Commerce Foundation.

McLane also lead the way in establishing the Panama City Beach Chamber’s first young professional organization known as HYPE, which stands for Helping Young Professionals Evolve. In addition, he has helped generate local, state and national awards for the Chamber’s popular destination website

Kristopher McLane received his Bachelor of Science in Management Information Systems from the Florida State University College of Business. Go Noles!

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