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Board of Directors

Your Innovations FCU Board of Directors.

Our board of directors is a group of members, elected by the members, who volunteer to serve the credit union. They meet regularly to ensure that we operate in a sound and fiscally responsible way. Your Innovations FCU Board of Directors includes:

Rob Fernandez

Rob Fernandez

Rob Fernandez holds a Bachelor’s and Master’s degree in Mechanical Engineering as well as a Master’s in Engineering Management. He served as a Navy Civilian engineer from 1967 to retirement in 2002, holding various leadership positions from 1986 to 2002 before retiring as a senior Engineering Manager. After retirement he taught Math and Engineering at JR Arnold HS and Gulf Coast Community College. He recently retired as a Senior Systems Engineer from Booz Allen Hamilton in Panama City Beach.

Rob has been a member of Innovations FCU since 1995. He served on the Innovations’ Supervisory Committee from 2001 to 2008, holding the position of Supervisory Committee Chairman from 2003 to 2008. He was first elected to the Board of Directors in 2008 and currently serves as Chairman. He previously served as Vice Chairman of the Board, as well as Treasurer. He has also held volunteer leadership positions in several other local professional and civic organizations.

Craig Ellis

Craig Ellis
Vice Chairman

Craig Ellis has been a member of Innovations Federal Credit Union for over 20 years.

He has 30+ years’ management experience, including over 10 years with the Fortune 500 financial institution, Sallie Mae. He presently works as the Director of Compliance for Seltzer Management in Panama City Beach.

Craig served as Chief of Operations for the United States Department of Health and Human Services and managed a 16-billion dollar federal loan program while serving in that capacity. Craig also worked as the Program Manager for MicroStrategy, Inc., and managed the implementation of multi-million dollar data warehouses for Fortune 500 and Global 2000 companies, including Bank of America and Capital One.

Craig received a Bachelor of Business Administration in Management from James Madison University and has attended numerous executive development courses, including the Office of Personnel Management’s Executive Development Seminar.

In the past, Craig was Nextel’s Spirit Committee Chairman (managing all community events), was The United Way Chairman for Sallie Mae, and served as Co-Chairman of Leisure Services for the City of Lynn Haven.

Through the years, Craig has worked with numerous other local organizations, including Habitat for Humanity, the American Heart Association, the Children’s Miracle Network, March of Dimes, Covenant Hospice and the American Red Cross.

Trevor Walls

Trevor Walls

Trevor is a business administration professional with twenty five years of business and IT experience, focusing on leadership, management, customer service, and business education. He has a Bachelor’s degree in Business Management and Masters in Management from Troy University.

Trevor has been actively involved in the community as a member of the Bay County Chamber of Commerce, a Leadership Bay graduate, member of the Leadership Bay Steering Committee, Panama City Beach Chamber of Commerce member and has several other local charity affiliations.

Trevor has been a credit union member all of his life, and joined Innovations Federal Credit Union in 2008 when he returned home after 10 years in the Orlando area. He is an avid credit union fan and truly believes in the “people helping people” credit union philosophy.

Kenneth White

Kenneth White

Ken is the Owner/President of KLW Enterprises, Inc., a promotional products company, specializing in embroidered and screen printed apparel. He has operated this company since 1989. Prior to that, his career spanned 22 years of management and executive positions with Gulf Power Company, Sunshine Jr. Stores, and Bell Signs Inc.

His experience with credit unions began in 1967 when he joined the Gulf Power Employees Credit Union. He later served on the Board of Directors and as President/Chairman of GPECU in the late 60’s and early 70’s. He has been a member of Innovations FCU for many years serving on the Supervisory Committee for approximately 10 years and serving as Chairman of that group for eight of those years.

Ken earned a Bachelors’ Degree in Accounting from Florida State University (1966) and an MBA from The University of West Florida (1980).

Over the past 35 years, Ken has been actively involved in the Panama City community. He is a member of the Panama City Rotary Club where he serves as a Paul Harris Fellow and Past President. He has served as a Past President for the United Way of NWFL and is a former member of the Board of Directors for The American Red Cross of Bay County. Ken is a member of both the Panama City Beach and Bay County Chambers of Commerce and has served on the Bay County Economic Development Alliance.

Anita Broughton

Anita Broughton

Anita Broughton has been a member of Innovations Federal Credit Union for over 25 years.

Working with Buffalo Rock Company, a premier provider of beverages and food products, Anita has over 25 years of management experience. She served as General Manager of the Division for 12 years, and currently serves as the Division Support Manager directly responsible for the Administrative, Warehouse and Service Operations Departments. Her roles encompass leadership management, budget planning, financial review and customer service; along with security, inventory and fleet management.

She is a graduate of Gulf Coast State College with an Associate of Science degree in Legal Assisting, and she has completed various leadership courses such as 7 Habits of Highly Effective People, Creative Problem Solving, LEAN/Six Sigma, On Target Leadership Team Building, along with various Communication, Employee Recognition and Cultural Change workshops.

Anita has worked with Girls Inc., March of Dimes and Habitat of Humanity. She is currently a member of the Bay County Chamber of Commerce and Emerald Coast Business Women’s Association, and she participates in the Elevate Bay Mentoring Program.

Raised in Panama City, she and her husband, Russell, have four children, one grandchild and five grand-dogs. They enjoy boating, camping, college football and the beauty this area has to offer.

Nancy Luther

Nancy Luther

Nancy has worked in the marketing and media industry since 1997, including 18 years as a Senior Marketing Consultant for iHeartMedia. She is currently the Branch Manager and Resource Connector at Adecco Staffing, the world leader in workforce solutions, and is involved in developing a top talent network for many Office/Professional and Light Industrial customers in the Panhandle.

Nancy currently serves on the boards of Emerald Coast Business Women Association, Bay Arts Alliance and the Gulf Coast Regional Medical Center’s Women’s Advisory Board. She has worked closely with many community organizations including the United Way Communications Committee, the Bay County Chamber, and the PCB Chamber.

Nancy is a graduate of Gulf Coast State College and received a Bachelor of Science in Criminology from the Florida State University–Panama City.

Originally from South Florida, Nancy has lived in Bay County since 1986 and considers it home. She and her husband Tim have been married for 30 years and have 3 children and 2 grandchildren. Members of Innovations Federal Credit Union since 2008, they enjoy being part of the Innovations ‘family’ and look forward to contributing to the future success of the Credit Union and its members.

Kristopher McLane

Kristopher McLane

Kristopher McLane is the President/CEO of the Panama City Beach Chamber of Commerce. Starting at the Panama City Beach Chamber in 2008, McLane has been involved in continuing education through the Florida Association of Chamber Professionals (FACP), Association of Chamber of Commerce Executives (ACCE), and is currently enrolled to receive his Institute of Management (IOM) certification from the U.S. Chamber of Commerce Foundation.

McLane proudly serves on the Bay Economic Development Alliance Board, Alignment Bay County Board, and the Bay Defense Alliance Board.

McLane also lead the way in establishing the Panama City Beach Chamber’s first young professional organization known as HYPE, which stands for Helping Young Professionals Evolve. In addition, he has helped generate local, state and national awards for the Chamber’s popular destination website

Kristopher McLane received his Bachelor of Science in Management Information Systems from the Florida State University College of Business. Go Noles!

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