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Boat Loans

Make waves.

Ready to experience the ultimate freedom on the water? We can make your boating dreams a reality with our low-rate boat loans.

  • Rates starting at 4.99% APR* for 36 months
  • Additional rates and terms available
  • Local, fast decisions

Get ready to set sail on your next adventure! Apply for a boat loan online now!

If you’re ready, you can apply online now. Otherwise, stop by any Innovations branch or give us a call at 850.233.4400, or toll-free at 800.291.6272 or 877.536.2933.


APR= Annual Percentage Rate. Rate shown is lowest rate available for term specified. Rates may vary depending on loan type, term, and applicant credit history. Credit approval, rates, and terms subject to creditworthiness and other criteria. Rates and terms are subject to change. For a $20,000.00 loan for a term of 36 months with an APR of 4.99%, you would be required to make 35 monthly payments of $599.37 each and a final payment of $599.18.

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